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How to File a Car Accident Lawsuit A car accident or the term traffic collision is when one vehicle collides with or hits another vehicle You may file a lawsuit if you or someone else are responsible for the incident The damages you can claim could include the cost of medical bills or lost wages and even property damage For more information on your insurance if injured in a car crash you should contact them Uninsured motorist coverage If you are in a car accident caused by an uninsured motorist you must be aware of what rights you have under your policy Even if the other driver is not to blame your policy gives you rights The coverage can cover up to 20 of the damage caused by the other driver It is important to contact the insurance company of an uninsured motorist when you are involved in a collision Youll need to give them the details of the incident and also provide the details of the incident You can also call your insurance company to obtain a statement outlining your coverage limits Your uninsured motorist insurance will cover the hospital bill even if the driver isnt insured The minimum coverage is 50000 This is usually not enough to take care of serious injuries If you require extensive medical treatment that could result in financial ruin for your family and you You should also carry collision insurance in the event of an accident with uninsured drivers Collision insurance covers you for the repair of your car in case you are involved in an accident Uninsured motorist coverage wont cover any costs However it can provide peace of mind following a car accident Uninsured driver coverage helps you to recover the cost of damage if the driver is not insured or has insufficient coverage If you are hurt the coverage can cover medical expenses and injuries If the other driver is uninsured and you are injured you can receive an amount that is up to the limits of your own policy Class action lawsuits for car accidents Car accident lawsuits usually last for months or even years depending on the nature of the lawsuit and the parties ability to settle The process begins with an initial complaint This is a list of the claims and their justifications The legal team reviews all documents that includes medical documents police reports and bills The process could also comprise interrogatories These are sets of questions that the plaintiff has to answer under oath If you or a loved one has been injured in a crash it is essential to collect evidence Photographs of the scene of the accident along with police reports as medical records are important Make sure you have the contact information of any witnesses Inquiring with the police and exchanging information with the other driver can also help in your case It may be possible to hold the responsible driver accountable for negligence or did not have insurance These types of claims can be liable to result in punitive damages These penalties are designed in order to encourage car manufacturers to produce safer vehicles However there are other situations in which drivers can sue for damages without proving negligence The party who suffered the injury is entitled to damages in accordance with a range of factors These include the severity of the injury and whether the injured party will require years of treatment If the injuries are serious enough to warrant surgery damages will be greater Economic damages include lost wages diminished earning capacity as well as compensatory damages Defective road conditions could cause injuries in car accidents If these conditions cannot be addressed the injured party can sue the government to get compensation Damages from car accidents If youve been in a car crash you will need to know the amount of damages you are entitled to There are several elements that affect the amount of damages you could receive The extent of your injuries should be considered The more severe the injuries the more damage You may also seek compensation to cover medical expenses or damage to your vehicle Punitive damages may also be sought These damages are typically higher than compensatory damages These awards are intended to penalize the defendant and convey the message that others will not make the same mistakes They are typically given in cases that involve serious injury or a death You could be eligible for compensation for lost wages as well as the medical bills These expenses are covered under the personal injury law that regulates the majority of auto accidents Economic damages include medical costs and ambulance transport fees and noneconomic damages are less common You may also be able to claim personal property for repair and replacement While your car is the most obvious clothing or jewelry as well as other personal property may also qualify In addition to monetary damages you can also claim damages for emotional pain and suffering These expenses can quickly mount up If youre not able to cut your lawn yourself you can claim the cost of hiring someone else to do the job Noneconomic damages include the loss of companionship and consortium mental anguish and pain and suffering You could be entitled to compensation if you were involved in a car accident caused by negligence These damages could cover medical bills property damage and other losses that are not economic In certain states you are able to claim punitive damages Notifying your insurer after an accident with a car Contacting your insurance company is the first step to do after a car accident This must be done as quickly as possible especially if youre injured or hospitalized If you dont inform your insurer within a specific time period your insurance might deny coverage It is important to follow up with your insurance company to determine the next steps to follow Your insurance company will require details regarding the car accident The company should have your name contact number and any other pertinent information Its also crucial to share insurance information with the other drivers involved in the crash It is not advisable to discuss insurance limits or fault with other drivers until you have consulted an attorney You must notify your insurance company as soon as youve been involved in a car accident This will allow you to avoid delays in the process of processing your claim If youre at the site of the accident you can even report it at the scene Remember that notifying your insurance company immediately after a crash will prevent your insurer from denying your claim In certain cases your insurance company doesnt need to be called This is particularly true if you werent at fault in the accident It is still recommended to complete an MV104 form with the Department of Motor Vehicles In some cases car accident claims there are multiple insurance companies which includes your nofault insurance as well as the liability insurance of the atfault driver Your insurance company could require an explanation for the delay This will help them decide if its a reasonable time to file a claim If youve been involved in an accident of a minor nature you can reduce the amount of your premium by opting for an accident forgiveness plan However this option will require a spotless driving record Taking pictures of the scene of the accident Photographs taken at the scene could be useful in insurance and legal claims Accident scenes change constantly and you dont want to miss a single moment You might see changes in the scene or the lighting or road conditions might be different or there might be broken glass or skid marks Youll need multiple photographs to capture the entire scene of an accident You must take both general views as well as closeups and detail shots of the vehicles that have been damaged Also you should take pictures of traffic signs and traffic lights If you can collect the license plates of the cars you have in the photos To capture the scene of a car crash you can also use the cameras of nearby offices of government or businesses In addition to photos of the cars and the damage its important to take photos of witnesses You can also take pictures of road conditions or fallen branches This way you can document all the essential elements of the scene of the car crash Having photos of the scene of the crash is vital if you intend to submit an insurance claim These photographs can be used as evidence and could be used to explain the incident to your lawyer It may even help you win your case It is possible that you will not be allowed to take pictures if you are seriously injured Photographing the scene of the accident is crucial in proving your case and obtaining compensation These photos will not only assist you with your insurance claims but will can also be used them as evidence youtubecom will help your lawyer determine the evidence you have to present