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How to File a Car Accident Claim A car accident can be stressful It doesnt matter if the accident was your fault or not there are important steps to follow if are planning to file a claim First call the police to make a report of the incident A police report will aid your insurance company in determining who is at fault 1 Contact the Police If youre involved in a car crash its crucial to call the police as soon as you can This will assist you in obtaining crucial information including witnesses statements as well as insurance informationthat could be used later in court Its often not easy to determine whos responsible for an accident This can create confusion and a police report can help you understand the situation in the long run When the police arrive they will interview witnesses and gather evidence to help determine who is at fault in the accident This can be helpful in determining the amount of you could be entitled to In addition police may conduct roadside testing to look the presence of alcohol or drugs in the driver If you suspect someone was driving under the influence at the time of the accident this could prove beneficial If there are any injuries you should be sure to report the accident to the police as quickly as possible This will give authorities the chance to evaluate the damage and take photos of the scene You should also collect the name address telephone number and drivers licence number of each person who was involved in the incident This will assist authorities locate them should they decide to investigate this case further in the future Once youve gathered all relevant information you should contact your insurance provider and file a claim to cover the damage that was caused by the accident This will ensure that youre covered for repair costs and any medical expenses that might be incurred in the aftermath Speak to witnesses on the scene as soon as you can and gather their names and addresses to provide to authorities This is particularly important in the event that you have to take the case to court and have to prove the validity of your claim While youre at the site of the accident take pictures of the area and any skid marks from the crash This will be important for proving how the accident happened and what damage was caused to your vehicle 2 Gather Information It is worth taking the time to gather as much information as you can before calling your insurance company as well as the police to report a car accident This will help you and your attorney determine the reason for the accident as well as the type of damage that needs to be compensated This could include a broad range of things that range from videos and photos of the crash scene to medical records and details of the cars involved It is also possible to gather information about the weather and other factors that could help you in your claim These documents should be stored in a secure place so that they dont go missing or lost and may be referred to later Its also beneficial to have the appropriate documents to prove your case in court if necessary This information can also be used to build a detailed model of the cars damage that will help in determining the amount of damages youll receive in court This is a great method to make sure your insurance policy covers the damage caused Call KWFDM today for a free consultation with a Atlanta car accident lawyer Well walk you through the process step by step so youre aware of what to expect and enjoy the peace mind that comes from having an experienced legal advocate to help you 3 Contact Your Insurance Company If you are injured or your vehicle is damaged in a collision the next thing you need to do is contact your insurance company In accordance with your policy its possible that you will need to notify them of the accident within a certain period of time While corona car accident lawyer wait for your insurance companys call and take notes about the incident This will assist you in establishing your good faith accident reporting effort and could prove useful in getting compensation for the other driver You may also want to get the license number vehicle model and make as well as insurance information of the other driver This will assist you in determining who was responsible for the incident and how to make your own claim If the police arrive be sure to exchange information with them also This could include your address name and phone number as well the policy number and drivers license or ID card Request a copy of the police report of the other driver In many cases the report of the other driver of what happened can contradict yours This can lead to the denial of a claim Another reason that insurance companies refuse to pay claims is that an individual did not seek medical attention for their injuries following an accident This can be very damaging in the event that your insurer uses it against the other party to claim that your injury was not caused by the accident It is recommended that you see a medical professional soon after an accident and be prepared to give any medical records you receive This will enable the insurance adjuster to better understand your injuries and what symptoms you are experiencing Also you should look over your insurance policy to see if you have uninsured motorist or underinsured motorist coverage These are important policies to keep in mind as they protect you in the event you are struck by a motorist who does not have enough insurance or not have insurance at all After you have reached out to your insurance company and made a sincere effort to submit a claim for car accident damages its time to speak with an attorney about your options An experienced attorney can evaluate your case and ensure you have all the legal documents required to support your claim 4 Contact an attorney Even if its not your fault a crash can be frightening There are serious injuries that require medical attention costly repairs and emotional distress New York law offers a option to claim compensation for these and other losses Being compensated for your car accident could help you put your life back together But there are a few things to consider before you begin contacting an attorney The First Step Take Care of Your Health and Property Your first priority should be to repair your vehicle as well as yourself if youve been in an accident The insurance company you have partnered with will need to be contacted to accomplish this Theyll require the full details of your accident so make sure to provide them with your police report as well as a specific description of what occurred Once they have your information An insurance adjuster will be in touch with you The adjuster will assess your vehicle to determine the cost of repairs This might include the request to have your vehicle checked by an auto body shop certified by the government The insurance adjuster may also be looking to find out if you have uninsured motorist coverage This is crucial as it will help fill the gap between your primary insurance and the policy of the other driver It is important to inform your insurance company about the accident promptly so that you can be protected against increasing premiums or other issues regarding your coverage If you wait too long your claim could be denied This is an opportunity to be patient The adjuster will look at the damage to your vehicle and calculate how much you are entitled to from your insurance company Theyll require the records and bills from your doctor along with your own records of previous injuries and medical treatments The insurance adjuster may offer you a lowball settlement These offers are usually made by adjusters who are in an effort to lower their liability and save money An experienced lawyer can help you get the money youre entitled to They can also advocate for fair treatment from the people responsible for your injuries and the damages