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How Much Is Your Auto Accident Compensation Worth auto accident attorneys portland from car accidents are intended to compensate victims of the collision Some of them include the cost of property damage and medical bills Other damages are noneconomic like pain and suffering In New York you have up three years to file legal action after a crash but not acting quickly can hurt your case As time passes evidence could be lost or destroyed and witnesses may forget key details Damages In a car accident victims may be awarded compensation for the economic loss they suffered like medical bills and lost wages They can also receive compensation for noneconomic damages such as suffering and pain The amount of compensation you are entitled to depends on how serious your injuries are and the impact theyll have on your life A skilled auto accident lawyer can assist you in determining the value of your injuries as well as damage to property and negotiate an appropriate settlement with the insurance company Insurance companies are in the business to make money This means that they will attempt to settle your claim for as little as they can So you need a lawyer who knows how to ensure that you receive the maximum amount you deserve In addition to the expense of repairing your vehicle you may also claim compensation for any personal items that were damaged by the accident This includes your shoes clothes and jewelry You can also get compensation for the costs of gardening housekeeping or childcare if you are unable to do these things yourself due to your injuries In determining the value of your claim your deductible will also be taken into consideration You must pay your deductible prior to the insurance company will begin to pay for your damages You may then sue the person at fault for any remaining damages Medical bills Medical bills that result of a car crash could quickly increase The average price for an ambulance ride hospital stay and inpatient care can be tens of thousands of dollars or more In addition the cost for physical therapy prescription drugs and other treatments can increase as the injured person gets better The driver at fault is responsible for paying a victims losses as well as medical expenses when they are found responsible in a lawsuit However the law does not generally require an atfault driver to pay a medical bills of their victim on an ongoing basis If you do not live in an area that is nofault the first step for receiving reimbursement for medical expenses is to apply for PIP coverage personal injury protection Based on the limits of your policy this coverage could cover most or all of your medical expenses You must also file a claim against the liability coverage of the driver who is at fault and also your own uninsured motorist insurance policy These policies could reimburse you for your medical expenses but they typically contain deductibles and other conditions A lawyer with experience will assist you through the process of obtaining reimbursement for medical expenses This will help you save money on medical bills and focus on your recovery Loss of wages Accidents in the car can make you unable to work This could leave you without income and struggling to pay your bills You might need to borrow money from relatives or friends Settlements can take months During that time you will be required to continue paying the bills out of your pocket and wait for the settlement A claim for lost wages may assist you in recovering the amount you could have earned not for the injuries sustained in your car accident This can include salary and hourly wages but it can also include other financial benefits such as bonuses and raises Your lawyer can help you determine the amount of loss of earnings You can file a claim with an insurer that does not have fault or sue the party at fault for the loss of wages The claim will typically involve medical expenses proof that you were unable to work because of your injuries and documentation of your loss of earning capacity It is also referred to as the demand package Youll have to submit a written statement from your employer which confirms the particulars of your work and the days you were absent because of your injury as well as the hours you typically work Youll need your paystubs tax forms and other pertinent documents Your attorney can assist you collect these documents and create an impressive demand package to present to the insurance company or a judge in your case Pain and suffering Certain expenses associated with an accident can be estimated right down to the penny like emergency services medical costs and surgeries medication lost wages etc but others cannot These unquantifiable damages are called pain and suffering and are an important aspect of a victims compensation claim The emotional and physical effects of an accident are associated with pain and suffering The injuries of a victim can have a lasting impact on their life leading to permanent disabilities or even death A victim with a debilitating head injury like could never be functional or work normally These kinds of injuries usually merit a large settlement In most instances the amount pain and suffering a victim receives depends on the severity of their injuries and how the injury has affected their life A seasoned attorney will research the details of your case to determine the appropriate settlement They will use previous settlement amounts for similar accidents injuries as a guideline in order to give you an idea of how much your case is worth Unfortunately insurance companies often try to discredit victims who claim pain and suffering by claiming that their emotional or physical injuries arent as serious An experienced lawyer can defend against such tactics and negotiate on behalf of you with the insurer to ensure that you receive an equitable settlement
