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Motor Vehicle Legal Terms The laws that govern motor vehicles vary widely between states In general the laws assume that the vehicle was operated with the owners consent The mortality rates are influenced by laws that increase penalties and make revocation automatic or make social hosts targets All of these measures including obligatory education alcohol treatment and interlock devices have a tiny impact Legal Definitions The laws that govern motor vehicle legal terms are formulated and decided at the state level The different definitions of federal law used in connection with national requirements for fuel efficiency and licensing requirements for commercial vehicle drivers serve mostly for to serve administrative purposes and do not apply to states that decide their own registration classifications These classifications for vehicles determine whether a driver has to get a license specific to operate certain kinds of vehicles These state laws define terms such as automobile light trucks and more As an example light truck it is any vehicle with a manufacturerrated carrying capacity less than 7500 pounds This excludes pickup trucks as well as panel delivery trucks Also it does not include any vehicle or combination of vehicles specifically designed to transport passengers or property entirely within the structure of the vehicle which includes trailers and manufactured homes Wheel chairs are a vehicle with wheels used by people who are physically disabled and cannot walk Mopeds are motor vehicle that has no more than three wheels that come into contact with the ground that travels at speeds of no more than 35 miles per hour A pedicab is a vehicle that is propelled by a driver who is sitting on it The owner of an automobile is the person who has the legal title motor vehicle accident attorney roanoke has its own set of motor vehicle laws that cover everything from registration procedure to the insurance requirements These statutes also cover the types of vehicles covered by the law Some of these laws are similar across states however other laws differ significantly For instance there are laws that limit the number of people one can carry in the pedicab There are laws that prohibit reckless driving on certain types of roads for instance parking spaces If you break these laws you could be fined and punished The penalties could vary from having your drivers license suspended or being required to attend an traffic school The law that regulates speed limits on roads is one of the most important laws a state has In New York for example it stipulates that the speed limit for a commercial vehicle is the same as for an automobile It also defines the term motor vehicle as any carriage or other device that is powered mechanically and is used on roads to transport property or people or for other commercial uses The law does not apply to trailers coaches and semitrailers allterrain and snowmobiles motorized mobility assist systems operated by people with disabilities as well as selfpropelled corn and harvesting machines for hay Insurance A motor vehicle insurance policy is an agreement between the insurer and insured that covers financial loss due to the liability for bodily injury death property damage to a third party that arises out of the ownership or operation maintenance or the use of a covered automobile It also provides protection against physical damage to the vehicle It must mention the name and address of the named insured as well as the coverage provided by the policy the amount payable the duration of the policys effectiveness and the limits of liability It must also contain an agreement or endorsement that insurance is provided thereunder in accordance with the coverage stated in respect of bodily injury or property damage or death and is subject to the rules of this chapter The wording in a motor vehicle policy can be confusing for the average person and Duncanville law firms will often recommend that individuals review an example policy to know the terms One of the most frequent areas of confusion is the definition of motor vehicle The phrase is used frequently in statutes governing registration of vehicles as well as financial responsibility laws Some examples of coverage provided under a motor vehicle policy include commercial auto insurance for vehicles that are used in connection with business commercial establishments activities employment or occupations carried on for profit auto liability insurance that covers PIP and MP and underinsured and uninsured motorist coverage UMUIM This kind of insurance is required by a number of states Permissive Use It is crucial to understand what insurance coverage is available in the event that a person other than the named insured or a family member is driving your vehicle and causes an accident This concept is known as permissive use The specifics of your policy may differ but in general most major car insurance companies provide this type of insurance However it is crucial to note that the person driving your car must have your permission for you to be held liable for damages Permission can be express or implied and does not typically require a written document In determining if there was implied consent courts look at the relationship of the parties their previous behavior and the usage of the vehicle and the circumstances surrounding a particular driving event A court will also look at whether any restrictions were imposed on the permissive use and if even an unintentional deviation from the time place and usage limitations of the original permission would be in violation of these restrictions Keep in mind that adding another driver to your car insurance will likely cause your insurance premium to go up since it makes the car more risky to insure It is important to carefully weigh your options before lending out your vehicle to others If youre unsure whether to add someone else to your policy or not contact Jerry to discuss the specifics of your insurance policy and receive a nocost quote
