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Motor Vehicle Compensation Motor vehicles include cars trucks motorbikes buses and even airplanes Motor vehicles include trucks cars buses motorcycles and even aircrafts Two studies have found that interfacing with insurance companies when seeking compensation from an auto accident was associated with elevated levels of anxiety Further research is required to understand why this happens Damages The value of your motor vehicle accident claim depends on the specific costs and losses you suffered A personal injury lawyer can help you determine the an appropriate amount of compensation for your particular circumstances Damages are usually classified as special and general Special damages are those that can be calculated like car repair or medical bills General damages arent as straightforward to calculate and include noneconomic elements such as suffering and pain If your injuries were serious enough to be deemed a serious injury under New York state law you may be entitled additional compensation above and beyond the amount an insurance company will pay you If you suffer from a permanent disability which is affecting your life in a significant way and quality of life you could be entitled to compensation for loss in consortium and other damages that are not economic You may be able to recover the costs of taxis public transportation or ridesharing if you could not drive following your accident You may also be able to get reimbursed for the cost of maintaining your property and home when you are unable to perform these tasks because of the injuries you sustained You could be eligible to recuperate the loss through resales for the vehicle you damaged In some cases the party at fault may be required to pay punitive damages in the event of evidence that the defendant intentionally caused the accident These damages are designed to punish the offender for recklessness or recklessness Medical bills Medical expenses can be costly for victims of motor vehicle accidents Certain car insurance policies provide medical payment coverage also known as med pay that can help cover the expenses This coverage is often accessible regardless of who is who is at fault for the crash It is important to keep in mind that medical coverage is not meant to replace for health insurance In reality a victim should always file a claim with his or her own health insurance before filing a claim with the car insurance company of the driver at fault company motor vehicle accident attorneys longmont is also possible to obtain compensation for expenses like transportation costs to and from medical appointments However the person seeking compensation must be diligent about tracking and storing receipts for mileage expenses to ensure they receive a fair compensation The NoFault policy can also pay for lost wages if they are unable to work because of injuries However the maximum amount that is able to be claimed is 2000 per month for no more than three years The NoFault insurance company may be legally required to offset any Disability Workers Compensation or Social Security benefits that are received by the victim Even though financial assistance may be available it may take months or even years to settle a satisfactory agreement In the meantime medical debt collection agencies may be calling to collect the debt and unpaid bills may result in serious damage to a victims credit rating In order to avoid this a person should establish an attorneyclient relationship with an attorney firm that provides representation in auto accident cases Loss of wages You could find yourself in financial difficulty after an accident Medical bills and credit card debt and loan installments may build up when youre unable to work In addition the loss of income could cause stress to your family You can claim lost wages from your car accident lawyer To prove your lost wages you will require documentation that proves your hourly or wage and the number of days missed due to injury This could be letters from your employer pay stubs bank statements tax returns and much more If you are selfemployed or have a commissionbased job and commission proving your income could be more difficult Your experienced car accident attorney will help you gather all the evidence needed to prove your claim You can only claim lost wages as part of a car accident claim You are not able to recuperate your lost wages from disability insurance or workers comp because this would result in double recovery The nofault insurance company will send you to a doctor they contract to assess you and determine whether in the doctors opinion your injuries prevent you from working This is known as an independent medical examination IME and you should be aware that the doctor who conducts your IME is biased towards the insurance company Pain and suffering It is difficult to quantify the suffering and pain caused by a vehicle crash It can be more severe than physical injuries since the trauma of a collision can result in emotional problems like PTSD For example a person with PTSD may experience insomnia and anxiety that can hinder them from getting a restful nights sleep or they might be incapable of driving due to the fear of a second accident or being struck again An attorney can determine the total amount of noneconomic damages and then work with a juror to determine the amount to offer for suffering and pain The nature of your injuries and their impact on your daily routine can significantly impact this figure too and it could be worth keeping a journal to document how the injury affects you or having family members or friends provide written statements about the condition youre suffering from Some states have a cap on the amount of compensation awarded for pain and suffering New York does not but victims are permitted to file lawsuits and seek compensation for serious injuries not minor ones A Manhattan lawyer can help you determine the real costs of your injuries and show that you have the right to a fair settlement
