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Why You Should Consult With an Auto Accident Lawyer Floridas no fault auto insurance law covers injuries and property damage unless the negligent driver was not insured This is why its wise to consult a lawyer for a car accident prior to giving a recorded or written statement to the insurance company Written and oral statements can be used against you in the event that your case goes to trial An experienced car accident attorney will know how to make a case and then try it to maximize the value Damages There are two kinds of damages that the victim could receive following an accident in the car They are both economic and noneconomic Economic damages are measurable losses which can be easily determined Medical bills lost wages and the cost of vehicle repairs are just a few examples Noneconomic damages are harder to quantify These damages may include pain and suffering emotional distress and loss of enjoyment of living A skilled lawyer for car accidents can assist victims in claiming their maximum amount of compensation They can also lobbie to get a fair settlement with the insurance company of the driver who was at fault They can even bring the case to trial when the insurance company refuses to settle the full amount A skilled lawyer for car accidents should make sure that victims are held accountable for all of their potential expenses and losses This can be accomplished by collecting the most information possible from the scene of the accident They can for instance capture images of the scene where the accident occurred and gather information from witnesses This will prevent the insurance company from trying to reduce or deny your claim A lawyer from a car accident will also help victims estimate their total cost This includes past and future medical treatment as well as any expenses related to taking care of their home or hiring a person to do cooking or household chores if the injury makes it impossible for the victim to carry out these tasks Medical bills Medical bills can quickly mount up after a car crash Even with no fault insurance or the settlement of a personal injury lawsuit these bills will not magically disappear Youll need help with paying them now not later There are two methods to swiftly pay medical bills through your own health insurance or through your car insurance The former is commonly referred to as Med Pay in New York and it will pay for your medical bills after an accident regardless of who was responsible for the crash The latter is usually covered by the state Medicare andor an insurance plan that is private Always consult a doctor if you feel unwell or if your injuries do not seem to be severe A quick assessment will ensure that your injuries including internal injuries are appropriately assessed and treated Your visit can also result in medical records that can be crucial in any lawsuit When these two options have been exhausted you may turn to the atfault drivers liability insurance if their policy is sufficient to cover your damages Youll still need to pay your own deductibles and copays After a settlement is reached with the responsible party you will be reimbursed for all costs related to the accident This is why its vital to keep an eye on all your expenses and expenses out of your pocket Loss of wages In addition to medical bills and property damage a serious accident in the car can cause loss of income If you are unable to work due to injuries sustained in an accident it could be extremely stressful to pay your daily financial obligations You may have to rely on your personal savings or borrow from relatives until your case is completed A New York car accident lawyer will review your case to determine if you have a valid claim In car accident cases a judge will make a decision to award compensatory damages to reimburse you for the money you would have earned had you not been injured Hourly wages overtime and benefits are all covered under the definition of economic damages This compensation is designed to restore you to the financial position that you were in before the accident If youre working but arent because of your injuries the judge will determine the amount youve lost reading a letter from plaintiffs employer that confirms their salary or hourly wage as well as the length of time theyve been absent from work Paycheck stubs and bank statements are also pertinent Profitandloss accounts tax returns and profitandloss reports can also be included In addition to lost income In addition to the loss of income a lawyer for auto accidents could seek compensation for loss of earning potential This is a difficult aspect of your injuries that could be difficult to prove and may require the help of an expert witness Suffering and pain There is a chance that you will be left with unpaid medical expenses damage to your property and even loss of income if you suffer a severe car accident There is also the possibility of suffering emotional and psychological trauma The pain and suffering you experience can be very real and deserve to be paid An attorney can help you obtain the money youre due A lawyer can also help navigate dealing with insurance companies Insurance adjusters are motivated by their own financial interest and will often try to deny or reduce your claim A lawyer for car accidents will protect you from these tactics and negotiate for a fair settlement of your damages and losses Document all the expenses and damage to property that you incurred as the result of the accident This includes medical bills estimates of repair as well as receipts for any damaged items Its also important to take pictures of the scene of the accident and your injuries You should avoid discussing the accident with anyone except medical professionals and police officers A lawyer can help identify the person responsible for the accident auto accident attorneys mission is a state which uses comparative negligence which means that the amount you receive for damages will be reduced by the percentage of your responsibility In some cases it is a corporation state or city agency or a sanitation company or public transportation service may be the party responsible