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What You Should Know About Car Accident Compensation You must be aware of your rights when involved in a car crash As a victim you have certain rights including the right to seek compensation for both economic and noneconomic injuries as also medical expenses This article will discuss the process of pursuing compensation as well as the timeframe to pursue it Noneconomic damage In addition to monetary damages you can also receive noneconomic damages such as suffering and pain emotional distress loss of consortium These damages can have a major impact on your quality of living They can affect your ability to work and take care of your family The amount of noneconomic damages you can claim depends on the circumstances in which you are facing Noneconomic damages are the intangible side of a personal injury case and are often the most difficult to quantify These damages involve your emotional and physical wellbeing and any modifications to your lifestyle that were caused by the accident These damages could include physical discomfort and pain along with scarring diminished selfesteem loss of connection and psychological trauma Noneconomic damages are similar in the nature of economic damages however they are not analyzed with the same accuracy They can include the suffering of others disability loss of earning capacity disfigurement and loss of enjoyment of life Other kinds of losses could also be included including inability to participate in specific activities or the degrading of an existing condition Noneconomic losses can include the loss or consortium of a spouse as well as emotional and physical damage Noneconomic damages are as important in addition to economic damages are important when filing a claim for auto accident compensation These types of damages are meant to compensate for the intangible impact of the accident Injuries can be a source of significant medical expenses and discomfort Furthermore the emotional impact of the accident can be devastating A noneconomic damages claim may pay for these losses and aid the victim return to a normal healthy life It can be difficult to calculate noneconomic damages There is no limit to the amount of noneconomic damages that can be given However its dependent on the severity of your injuries as well as the extent of suffering and pain youre suffering from The amount you can expect to receive will depend on the severity of your suffering and pain was Economic damage Economic damages refer to personal injuries that can result in financial losses These damages typically require months or even years of work el paso car accident lawsuits wwwyoutubecom include reduced earning capacity past and future medical treatment and damage to property They are calculated using a multiplier between 15 and five depending on the severity of the injury The more severe the pain and suffering the more severe the injury the greater the amount of economic damages There are a myriad of factors that determine the amount someone can be compensated for an auto accident Economic damages include lost wages medical costs as well as the time value of others Some of these costs are immediate but others arent Depending on the type of injuries sustained you may also need to consider the cost of replacing or repairing property Other damages include pain suffering and other damages The plaintiff must be able to demonstrate that the person was conscious of the pain endured Any perceived disability that is subjective must also be included in the damages Noneconomic damages may include loss of consortium It occurs when a person is not able to enjoy their love or comfort or companionship Other types of economic damages include damages to property and lost earnings These are the most commonly used types of car accident claims You could be entitled to reimbursement for your vehicles repair or replacement lost wages and transportation costs If the vehicle has been totaled you may be entitled to compensation for the loss of your personal property Since it covers the expenses that result from the accident as well as the economic damage is vital It is important to note that the loss of wages as well as medical expenses arent insignificant It is important to keep track of all expenses including medical expenses and income lost Timeline to obtain compensation While the process of obtaining compensation for the damages incurred in a car accident can seem long there are steps you can take to make it simpler One of the most crucial steps is to collect evidence for your claim This can include medical records property damage estimates verifying wage loss and outofpocket expenses The process can take anywhere from two and six months It is crucial to choose a competent lawyer Your lawyer is the ideal person to help you build your case and represent you in front of the insurance company Once youve hired an attorney they will begin constructing your case In addition to gathering evidence your lawyer will inform the insurance company of your intent to sue They have 30 to 45 days to reply Your lawyer will gather all medical records including those from before the accident to build your case Once you have gathered evidence and filed an offer for compensation The next step is to draft an official demand letter to the insurance company The letter should contain the details of the incident including your injuries as well as your expenses This letter starts the settlement process for auto accidents The insurance company will then make the claim In the majority of cases the insurance company will respond to your inquiry within ten business days If you have suffered a serious injury you should seek medical attention It could take weeks or months to fully recover from a car accident Your lawyer can help you to navigate the process and help you determine how much compensation you can claim This process could take from one to several months depending on the severity and severity of your injuries To determine the value of your claim your lawyer might need to consult with medical and financial experts Medical expenses If youre involved in a car accident medical expenses can be very costly Based on the severity of the injuries sustained they could be as high as 20000 to pay for The costs can include hospitalization chiropractic care surgeries rehabilitation and a variety of other services These expenses could be covered by your health insurance but you may be required to pay for them yourself You could be eligible to receive reimbursement from your insurance provider Medicare or Medicaid in certain circumstances Most often medical expenses are covered by car accident compensation Some policies also cover mileage for medical appointments Keep all receipts to prove that you paid in advance If you dont the insurance company will not reimburse you for expenses out of pocket When you file your claim the insurance company that backed your negligent driver may pay a portion of your medical bills Its important to remember that lawsuits take time to be settled You might not be in a position to pay your bill in this time Most cases the person who was at fault will be responsible for medical expenses but not immediately The process to get these expenses paid will depend on the type of accident and insurance coverage Some insurance policies allow injury claims to roll on until the limit on coverage is reached Loss of wages If you are unable work due to injuries you may be entitled to compensation for damages incurred in a car accident You are entitled to a certain amount of lost wages for the time that you are unable to work which can range from one to two months In addition to the lost wages you are also entitled to compensation for psychological injuries youve suffered as a result of the accident Car insurance will typically pay for lost wages provided that you prove the other driver was responsible for the accident You can file a claim through personal injury protection insurance in the event that the other driver does not have insurance or has only limited coverage To recover lost wages it could be necessary to file a personal injuries lawsuit You should also take some time off from work following a car accident to heal from your injuries Failure to take time off from work could result in more serious injuries or death You must prove that your injuries did not cause the loss of wages earned prior to when you can claim compensation for lost wages If you were selfemployed you must provide proof of your regular earnings You may also claim tips or nonsalary benefits if youre injured in an accident It is important that you make a claim for car accident compensation for lost wages with your insurance provider within a short time after the accident Make sure to include all relevant information about the accident The insurance company must be notified of your claim for lost wages within 30 days of the date of the accident If you miss the deadline ensure that you submit the evidence in writing that you missed the deadline