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Motor Vehicle Compensation A motor vehicle is any device that is used to transport property or people through public highways and is powered by mechanical means Motor vehicles include trucks cars buses motorcycles and even aircrafts Two studies found that interacting with insurance companies when claiming compensation for the result of a motor vehicle accident was associated with higher levels of anxiety More research is needed to understand why this happens Damages The value of a motor vehicle accident claim is determined by the specific costs and the damages you have sustained An attorney for personal injury can assist you in determining the fair compensation for your particular situation Damages are typically classified as special and general Particular damages are the ones that can be considered as a cost for medical bills or car repair costs General damages are more difficult to calculate and may include noneconomic aspects such as suffering and pain If your injuries are severe enough to be classified under New York law as a serious injury you may be entitled additional compensation above and over what an insurance company will offer you If you have a permanent disability which significantly impacts your quality of life it is possible that you are entitled to compensation for loss of consortium and other noneconomic damages You may also be able to receive reimbursement for the cost of taxis public transportation or ridesharing services if you were unable to not drive after the crash You may also be able to get reimbursed for the cost of maintaining your home and yard while in a position to do so because of your injuries You may be able recover the loss in resale for the vehicle you damaged In certain circumstances the defendant could be ordered to pay punitive damages if it is proven that they were the ones who caused the accident motor vehicle accident law firm schaumburg are intended to punish those guilty of recklessness or recklessness that was beyond their control Medical bills The victims of motor vehicle accidents typically experience expensive medical bills caused by their injuries Some car insurance policies include medical payment coverage referred to as medpay This coverage can help pay for these costs In most instances this coverage is provided regardless of who was responsible for the crash It is crucial to remember that medical coverage is not intended to substitute for health insurance A victim must always submit an initial claim to their own car insurance company before filing an insurance claim against the driver at fault It is also possible to get compensation for expenses such as transportation costs to and from medical appointments However a person who is a victim needs to be diligent about tracking and storing receipts for mileage expenses to ensure they receive a an equitable amount of compensation The final point is that NoFault insurance will help a victim recover lost wages when they are unable work as a result of their injuries The maximum amount that can be collected is 2000 a month for a maximum of three years The NoFault insurance company may be required to offset this amount with any Disability or Workers Compensation or Social Security benefits the injured person receives Despite the financial assistance that is available it could take months or even years for a satisfactory settlement to be reached In the meantime medical debt collectors could call and unpaid bills could cause serious damage to your credit rating To avoid this a person should establish an attorneyclient relationship with a law firm offering representation in auto accident cases Loss of wages You could be facing financial difficulties following an accident in the car While you are unable work medical bills as well as credit card debt and loans can add up In addition losing income can cause stress for your family You can seek compensation for lost wages from your car accident lawyer To prove the loss of your wages youll need documentation that verifies your salary or hourly wage and the number of days missed due to injuries You can use a letter from the employer pay stubs or tax returns bank statements and so on Proving your income is more difficult if are a selfemployed person or work on commission However your knowledgeable lawyer for car accidents will help you gather the necessary evidence to support your claim You can only claim your lost wages as part of a car accident claim They cannot be recovered from disability or workers compensation insurance since this is considered to be as a double recovery The insurer with no fault will take you to a physician they employ to examine you and determine whether in the physicians opinion your injuries prevent you from working This is known as an independent medical examination IME and it is important to note that the physician who performs your IME is biased towards the insurance company Suffering and pain It is difficult to measure the suffering and pain caused by a vehicle crash It is often more debilitating than physical injuries as the trauma of a crash can cause emotional issues such as PTSD Someone suffering from PTSD may experience anxiety or insomnia that can make it difficult for them to sleep well or be unable driving due to fear of a crash in the future An attorney can assist you determine the total value of your noneconomic damages and engage with a jury in order to decide how much you can be awarded for your suffering and pain This figure can also be affected by the degree of your injuries and how they affect your daily life It may be worthwhile to keep a journal or have your family or friends provide written evidence Some states have a cap on the amount paid for pain and suffering New York does not have a cap but victims can only bring a lawsuit and request damages for serious injuries A Manhattan lawyer for car accidents can help you determine the real cost of your injuries and demonstrate that you are entitled to a fair settlement
