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How to File an Auto Accident Claim In states that have nofault insurance your insurer will pay for medical costs and lost wages regardless of who was at fault for the accident Theyll also want to review documents and gather evidence photos witnesses statements medical records and expense reports The amount of compensation you receive will depend on the severity of your injuries as well as expenses This article will help you understand the steps involved in filing an auto accident claim Report the Accident If youre involved in a car accident its crucial to report the crash away In many states this will be done by the local police county sheriffs state police or Department of Motor Vehicles If you can snap photos of the crash scene This can help you remember what happened and could be useful for your insurance claim For instance photos could show skid marks damage to vehicles weather conditions and other important details Its an excellent idea to get the other drivers information including their name and insurance company If possible you should also request a copy of the drivers licence and vehicle registration Its also crucial to record your personal account of the accident in detail including what you witnessed and what transpired Remember memory isnt reliable and if you fail to note what happened it could leave you accountable for damages or injuries that are not apparent later on If you fail to notify your insurance company they could refuse to pay for any damages resulting from the accident You can determine whether your policy requires a report of an accident by examining your policy or by contacting your agent Get Medical Attention One of the first things you need do after a car accident is seek medical attention to be assessed for injuries You can avoid future complications by visiting your doctor as soon as you can This can also help your case when you negotiate with the insurer If possible its best to visit a emergency room in a hospital after a car crash This is because hospitals have access to the top surgeons doctors and medical equipment It can be challenging for insurance companies and defense lawyers to minimize the severity of injuries that are treated in a hospital Injuries in car accidents can vary from minor bruising to serious internal injuries like paralysis and brain trauma Even if there arent any symptoms at first in the form of discomfort or stiffness it is essential to consult a doctor These records will be vital in proving youve suffered injuries as a result of the crash Our Denver car accident lawyers will make use of these records to present a convincing argument that the actions of the atfault driver caused your injuries and that you are entitled to fair compensation for your injuries Take Pictures Photograph the scene of the accident as soon as you can and ideally before police arrive If youre able capture photos of the damaged vehicle from different angles If auto accident attorneys nashville can take closeup photos of vehicles and other evidence such shattered glasses or airbags deployed If youre unable to capture closeups of the vehicle then place an object such as an empty penny in the photo to give it a scale You can also take photographs without or with flash to reveal more details Its also a good idea to photograph any injuries you may have sustained during the collision The photos will serve as valuable evidence later on The bruising and cuts will fade with time Additionally it is an excellent idea to record any other pertinent details of the accident as you can such as road signs traffic lights weather conditions and road debris because these details could help paint a more complete image of what transpired Contact Your Insurance Company Whether or not you plan to file a claim its essential to contact your insurance company as quickly as possible Your policy may require you to do this and even in the event that it isnt your attorney will require documentation of your losses like medical expenses and repair costs to prove your claims In addition to collecting your own vehicles information and identifying the other drivers involved in the incident you should also collect any other relevant information at the scene according to Luna Request to see the other drivers insurance card and ensure that you have their name address telephone number address and car insurance details company or policy number If there are witnesses try to get their names and contact details too Its important to stay calm even when the last thing youd like to do after an accident is dispute insurance companies If youre feeling emotional your statements can be utilized against you later in the process This is the reason its better to have an attorney deal with negotiations They can make sure you dont say something that could later be used against you Contact an attorney An experienced lawyer can assist you in navigating the insurance company and negotiate an equitable settlement They will look over all of your medical records and bills and talk to doctors to determine the totality and extent of your injuries If you dont provide them with complete and accurate documentation they will not give you a fair value In addition to seeking compensation for your economic losses including medical bills and lost wages you could be entitled to noneconomic damages for pain and suffering If the court determines that the other driver acted with gross negligence recklessness or malice it could make punitive damage a possibility If the driver who was at fault fled the scene youll have to report it to the police You can also request a copy of a crash report from the police precinct or online This will be needed to start a lawsuit or file a no fault case New York has very specific laws that apply to automobile accidents These rules are best explained by an experienced attorney