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Why You Should Consult With an Auto Accident Lawyer The no fault auto insurance law covers injuries as well as property damage unless the negligent driver is not insured It is important to speak with an attorney for car accidents prior to making a recorded or written statement to an insurance company If your case goes to court both oral and written statements could be used against you An experienced lawyer for car accidents knows how to prepare and present a case for maximum value Damages There are two types of damages that victims can receive following a car accident These are the economic and noneconomic Economic damages are easily quantifiable losses Medical bills lost wages and the cost of vehicle repairs are just a few examples Noneconomic damages on contrary are more difficult to quantify These damages could include emotional distress and loss of enjoyment living A seasoned lawyer for car accidents can assist victims get the maximum compensation They can also fight to reach a fair settlement with the insurance company of the driver who was at blame If the insurance company is unable to agree to the payment they can bring the case to court A good lawyer in car accidents needs to ensure that the victims receive compensation for all possible losses and expenses They can accomplish this by gathering as much evidence as they can at the scene of the accident For instance they could capture images of the scene of the accident and gather information from witnesses This will ensure that the insurance company doesnt attempt to undervalue a claim or reject it completely Additionally a car accident attorney should help victims calculate the full cost of their injuries This includes the cost of future and past medical treatment as well as the cost of hiring someone to cook or do chores when the victim is not able to complete these tasks Medical bills Medical bills can quickly add after a car accident Even with nofault insurance or an injury lawsuit settlement the bills wont just disappear Youll need help with paying them now not later Luckily there are two options to get your medical bills paid your own car insurance and health insurance In New York the former is called Med Pay and covers the first medical expenses following an auto accident regardless of who was at fault This is typically a statefunded program Medicare or through an insurance plan offered by a private company Always visit the doctor after an accident especially in the event that youre not feeling well or think that your injuries arent severe An immediate evaluation can guarantee that all of your injuries are identified and treated including any internal injuries Additionally your visit can result in medical reports that can be essential in the event of a lawsuit When these two options have been exhausted you may turn to the atfault drivers liability insurance if the policy is sufficient to cover your losses Be aware however that you will have to pay your own deductible and copays first Once you have reached an agreement with the person who was at fault you will be compensated for the entire cost of the accident This is why its crucial to keep the track of all your expenses and anything you spend out of your pocket Loss of wages A serious accident in the car can also result in a loss of income If you are unable work because of injuries sustained in an accident it can be extremely stressful to manage your daily financial obligations You may have to borrow money from relatives or rely on personal savings until the case is resolved A New York car accident lawyer will review your case to determine if you have an appropriate claim In the event of a car crash a judge awards compensatory damages to reimburse you for the amount of money you would have earned if not for your injury Wages benefits and overtime all fall under the umbrella term of economic damages auto accident attorney indio of this type of compensation is to return you to the financial position you had prior to the time of the accident If youre unable to work due to an injury the judge will determine the amount youve lost by looking over a letter from the plaintiffs employer which confirms their pay or hourly wages and the length of time theyve been absent from work Other evidence that is relevant could include bank statements profitandloss reports and tax returns A lawyer who handles auto accidents may also seek the compensation you could receive for future earnings lost This is a complicated aspect of your damages that can be difficult to prove and will require the assistance of an expert witness Suffering and pain A serious car crash can cause medical bills property damage and a loss of income You could also suffer emotional and psychological trauma The pain and suffering you suffer is real and deserve to be paid A lawyer can help obtain the money youre due A lawyer can help you navigate insurance companies Since insurance adjusters have their own financial interests in mind and are often trying to reduce or deny your claim A lawyer for car accidents can help you defend yourself against these tactics and negotiate for an appropriate settlement of your losses and injuries Note all expenses and property damage you incurred as a result of the accident This includes medical bills estimates for repairs and receipts for any damaged items It is also essential to take photos of the scene of the accident as well as the injuries you sustained Avoid discussing the accident with anyone except police officers and medical professionals A lawyer can assist you determine who is responsible for the accident New York is a state that employs comparative negligence which means that the amount youre awarded for damages will be reduced by the percentage of your responsibility In some cases a corporation a state or city agency or a sanitation company or public transportation service could be the responsible party

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