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How to File a Motor Vehicle Claim If your vehicle is damaged by an accident youll need to file an insurance claim It is important to be aware of the process Insurance companies will send an adjuster to examine the damage to your vehicle Its not necessary to attend the inspection but you should bring your policy and any other relevant documentation Take Pictures Have you ever watched a show where investigators comb over every square inch of the scene snapping the tiniest of details from footprints to discarded chocolate wrappers Apply the same level of scrutiny to your accident scene It is essential to record as much of the incident as you can as it occurs so that you can have something tangible to prove your case later on Getting pictures of the damage to both vehicles is a must but also consider taking photographs of the areas that have been damaged These can assist insurance companies and experts determine the size of objects like skid marks Take pictures of reference points for example the location of traffic lights or stop signs in your photographs These can be used to determine the actions of the driver who was at the fault for causing the accident If you can take pictures of the other driver and their passengers as well as witnesses You may be able to take a picture of their license plate Take pictures of emergency responders their vehicles and anyone who is seated on a gurney or into an ambulance Make sure to submit the photos to the insurance company when directed by your attorney or if ordered to do so by the court In the event that you dont you could be giving evidence against your own claim If you change the date on your photographs your insurance company may be skeptical about your claim Seek medical attention In the event of an accident the first thing you need to take is to seek medical attention Not only is this crucial for your own health however it also ensures that any injuries you have are documented A lot of personal injury claims are based on seeking compensation for medical bills as well as other damages This is why medical records are crucial to the success of your claim Even if you are not experiencing any symptoms you should take a visit to your primary care physician or an emergency room Your doctor will give you a complete medical evaluation and assess the severity of your injuries They will also be able to give you the treatment that is needed Following the treatment plan of your doctor will allow you recover faster and help strengthen your case motor vehicle accident law firm new orleans includes taking your prescribed medications and any overthe counter medications participating in an exercise program following orders regarding time off work and attending followup appointments During this process you must be careful It is crucial not to say anything that could be wrongly understood by an insurance adjuster This is because insurance companies may attempt to deny your injuries in an effort to deny your claim or lower the amount theyll award you for your claim This is why it is suggested to not talk to any insurance adjusters unless you have your attorney present Contact an attorney The ability to access legal representation is critical for injured parties Attorneys can assist those who have been injured manage their stress and know where to concentrate their energy Additionally attorneys can examine the evidence and facts of an instance to determine if it is worth fighting for in court Insurance companies are businesses first and foremost Their goal is to get the maximum amount of money from their insureds while paying out the least amount of money possible in the sense of If youre in the midst of an accident it may be tempting to accept the lowball offer at first because its the simplest thing to do This could lead to disastrous consequences in the future When you submit an insurance claim the adjuster for your insurance will come out to assess the damage to your vehicle and review receipts for personal property damages and medical bills They will probably also interview witnesses and read police reports Before meeting with an adjuster it is a good idea to get estimates for repairs from local auto shops or contractors This will let them be aware of what they can expect from repairs An experienced motor vehicle accident attorney will ensure that all information required is provided promptly and that the right documents are submitted to an insurance company They can offer guidance and suggestions on how to handle the claims adjuster how to deal with a settlement as well as what to do in the event of an insurance provider being unresponsive and committing fraud

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