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New York Auto Accident Law A lawyer for car accidents is your advocate and will make sure that your part of the story is heard He or she will argue your case to a judge or jury if needed and bargain with the insurance company Some states follow a traditional tort liability system and others have no fault or add to the auto insurance laws There are strict time limits known as statutes which must be followed Fault The process of determining fault is an essential aspect of the legal and insurance claims process In auto accident law firm fargo such as rearend collisions or other similar situations it could appear obvious but in many other cases its not The state laws and the facts of each instance are used to determine fault Some states apply pure comparative negligence where the proportion of fault you bear in an accident determines the damages you are entitled to claim If youre found to be more than 51 accountable you may still have an opportunity to recover some of the damages you suffered with additional insurance like MedPay or PIP policies Some states also apply modified comparative negligence These laws allow injured motorists to make use of their own insurance to cover their expenses even if theyre partly responsible for the collision Its normal to be upset and want to blame someone else for an accident This can result in costly mistakes and cause a negative impact A good lawyer can assist you in avoiding these traps and provide the answers you require quickly and accurately Damages Damages are compensations that pay a victim for financial losses they have suffered because of a negligent actions This type of compensation could pay for a variety expenses such as medical expenses missed wages or income and vehicle property damage A competent lawyer for car accidents will scrutinize receipts invoices and other financial documentation to accurately calculate the amount of special damages youre owed Noneconomic damages are often difficult to quantify and may include intangible damage such as pain and suffering Insurance companies are known to devalue this kind of compensation It is essential to consult a skilled lawyer in torts to ensure that your damages are fairly valued If youve suffered severe injuries or losses that exceed the limits of insurance coverage in New York you may be able to get around the nofault law and sue for your economic and noneconomic injuries including pain and New York is a state that has a system of comparative negligence so your recovery will be reduced according to the percentage of blame youre given A competent lawyer will do everything to maximize your compensation for damages Statute of limitations In the event of a car wreck the statutes of limitation are the time frames you have to sue for damages It can range from three years to five depending on the type and state of the lawsuit Statutes of limitation are important because they ensure that claims filed in court can be properly investigated prior to the deadline elapses After that it could be difficult to locate witnesses Physical artifacts such as tire marks and debris could disappear or become eroded and public records could be lost Witnesses also have a tendency to forget crucial details with the course of time Its unreasonable to assume that witnesses could recall all the details of a crash that occurred 15 years ago A statute of limitations prohibits plaintiffs from bringing a lawsuit too soon after the incident because it could prejudice the jury against them It is essential to contact a New York auto accident lawyer as soon as possible and start the process Insurance All drivers in New York are required by law to have car insurance This type of insurance is designed to pay the policyholder and their passengers for financial losses in an accident regardless of who was at fault This is referred to as no fault insurance or Personal Injury Protection PIP In addition to PIP most New York policies include uninsuredunderinsured motorist coverage UMUIM This type of coverage compensates victims who have been injured by uninsured overinsured or hitandrun drivers UMUIM is typically provided in the amount of 25000 for a person and 50000 per accident Bodily Injury Liability covers the policyholder in the event that they are sued by a third party for damages including medical bills or property damage Third parties can also bring a claim for suffering and pain in cases where the injury was serious enough to warrant However most thirdparty claims are settled through insurance companies A skilled lawyer can help you recover the maximum amount of damages Contact an attorney Car accidents can be stressful and expensive From car damage to medical costs to lost wages They can be costly A lawyer can help you determine who is responsible for the accident was and seek compensation from the party responsible A lawyer can also ensure that your claim will cover all of your expenses and losses They will consider your costs of living as well as emotional and physical suffering They will also consider the impact of your injuries on your qualityoflife In New York if the negligent driver did not have insurance or only the minimum amount required by law you might be able to collect under your policys uninsured motorist coverage UM This option is discussed with an attorney It is important to hire a professional lawyer for your car accident Their knowledge and training puts them in an ideal position to get you the amount youre entitled to Your lawyer will let the insurers of the defendants know that youre willing to accept the case This usually results in an increased settlement offer
