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Car Accidents Lawyers Near Me Car accidents are among the leading causes of injuries and death in the United States They can be devastating physically emotionally and financially for the victims as well as their families If negligence by someone else results in a car accident or other accident the victim may be legally able to file a suit and claim compensation The process is complicated and requires an attorney to look into the accident scene collect evidence and negotiate with insurance companies Insurance Coverage It is important to know your rights to compensation in the event that you have been injured or suffered property damage in an accident Insurance is among the most significant sources of financial recovery Your insurance policy may provide for medical costs and repairs or replacements of damaged vehicles as well as lost income during recovery However the insurance provider will only pay up to the limits set by your policy If your injuries are severe or result in a significant amount of ongoing medical treatment the cost of such expenses could easily exceed your insurance coverage limits In these circumstances an action lawsuit may give you the chance of recovering more cash for your losses The best way to ensure that you get the financial compensation you are entitled to following an accident is to employ an experienced New York City car accident attorney Our team at The Law Offices of Benjamin Disraeli will fight to defend your rights and maximize your compensation regardless of what kind of insurance you have You can also sue to recover damages for pain and suffering that are not covered by insurance These kinds of damages are usually quite real and you are entitled to an adequate and fair settlement for your suffering and loss of enjoyment and emotional stress Many people dont realize it but insurance companies have the legal duty to defend This is a part of the policy of liability and it means the insurance company will provide you with a lawyer in the event that you are sued due to the damages caused by an auto accident This is beneficial because it means that you wont need to pay for your own legal defense This can be particularly helpful when there is a hitand run accident where the other driver may not have any coverage In these situations your Personal Injury Protection PIP or uninsured motorists UM coverage could take over and cover the costs of your medical bills and other losses until the insurance of the driver who caused the accident reimburses you You must notify your insurance company within a certain time frame following an accident This period could be as short as 5 or 10 days depending on the language of your policy If you do not the insurer could revoke your policy and refuse to cover you or provide you with legal counsel if youre sued Statute of limitations The statute of limitations is a statute that outlines how long after certain events you may take legal action against someone or a business It may affect the length of time you are required to make a personal injury claim or wrongful death lawsuit as well as the amount of damages you will receive Typically the statute of limitations is three years from the date of the accident in New York but there are exceptions to this rule In wrongful death cases the statute of limitations could be longer It is essential to speak with a car accident lawyer near me as soon as you can to ensure that deadlines are observed One of the most important things to know about the statute of limitations is that if you violate the deadline the claim will most likely be denied and timebarred Your chances of winning are nearly zero unless you have an exception mouse click the up coming document is because the courts will typically refuse to hear your case based on the law which states that you have to bring your personal injury suit within three years from the date of the underlying accident This is the case in any lawsuit arising from an accident in the car whether youre suing for your own injuries or those of a loved ones or for repairs or replacements of your vehicle or other property damaged in the crash Another noteworthy exception to the statute of limitations applies if youre in the midst of a minor at the time of your accident Particularly under the law of tolling which is a legal concept that means courts treat a minor as when they were adults at the time of their accident the statute of limitations is suspended until the victim is at the age of 18 in order to file a claim This can be a big problem if youre trying file a personal injury lawsuit against an insurance company Because the insurance adjuster knows that youre not allowed to sue beyond the statute of limitations which is why its difficult to reach a fair settlement on your behalf This could lead to you wasting valuable time and money on a case that might not have been necessary in the first place Comparative Fault In the event of a car accident it is important to identify who is to blame Based on your state a car accident attorney can help you determine the person who was at fault and who you should sue to recover compensation Most states have a system of comparative negligence which means each party can receive damages depending on the amount they contributed to the accident This can be good for drivers as it makes it easier for them to collect compensation for any injuries or losses There are some issues with the system This is why you should employ a skilled car accident lawyer to advocate on your behalf to get financial compensation for damages These attorneys can ensure that you have the best chance of obtaining an equitable settlement from the atfault driver If the driver at fault has no insurance then youll have to pay for medical bills and other expenses out of your own pocket This can quickly add up especially if you sustain serious injuries There are a few states that have an absolute comparative fault system This allows all parties in the collision to be compensated regardless of being 100 at the fault Thirteen states including California Florida and other states utilize this kind of system But the downside is that youll be not able to collect a substantial amount of damages This is because the courts will determine the percentage of blame each party to the accident has If you are found to be at least 80 percent at fault for an accident you can only claim 40 of your financial damages This could be a problem if the accident caused you to suffer serious injuries or to lose a significant amount of work hours There are other systems of comparative negligence that allow drivers to claim damages even when their fault is only an insignificant portion There are three kinds of comparative negligence which are contributory negligence pure comparative blame and modified comparative liability Hire an Attorney If youve been injured in a car accident there are plenty of reasons to retain an attorney An attorney can help you make a claim with your insurance company negotiate with the other drivers insurance company on your behalf or pursue a personal injury lawsuit against the other driver Depending on the extent of your injuries you may require compensation for injuries and suffering and medical expenses lost wages or other damages A good lawyer knows how much you should be asking for to ensure that you dont accept less than you should A lawyer who handles car accidents can negotiate with insurance companies to help you obtain fair compensation Your attorney can bring your case to the court if the insurance company denies you or offers a settlement which doesnt fully pay for your damages An experienced attorney can help you determine the law that applies to your situation and how the local courts interpret them This knowledge will cut down in the form of paperwork and research while allowing you to concentrate on your recovery You can also use them to calculate damages such as medical costs loss of income and diminished earning potential This will allow you to get the funds you require to cover your damages and recover from your injuries If your injuries are severe you may require an extensive amount of compensation to cover doctors visits surgery and physical therapies as well as prescription drugs These damages can help you deal with the longterm effects of your injuries like chronic pain and mental stress A lawyer will attempt to show that the other driver was responsible for your injuries and financial losses This can be a challenge as there are numerous elements that affect determining fault As soon as you can you should speak with an attorney This will enable them to examine your case gather evidence and negotiate with the insurance company of the other party on your behalf The best car accidents lawyers near me will have an impressive history of fighting for rights of the victims They will be able to obtain large settlements and verdicts against insurance companies efforts to lower the value of your claim