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Car Accident Lawsuits Modified comparative negligence Modified rules for comparative negligence in auto accident lawsuits allows partial recovery of damages even if the other party is partially to blame This idea was developed to make the process more fair for both sides If a person is partly at fault for an accident the court can reduce the value of their financial compensation in order to reflect their part in the accident In some states pure negligence can be applied It is used to determine which actions were more accountable for the incident In this scenario a person could be held 50 accountable for an accident and only be responsible for 1000 from the other party This is commonly referred to as the 50 rule Modified comparative negligence rules permit individuals to seek damages from the other driver if they were at fault for an accident Pure comparative negligence doesnt have a similar rule However it permits the person to claim damages from the insurance company of the other driver company if they were at fault Pure comparative negligence is one of the types of negligence which is a possibility in New York The other driver was not able to stop the accident During the trial the evidence from the incident will assist in determining the cause of the incident Attorneys and insurance companies will examine a variety of elements to determine fault They might look into intoxication as well as weather conditions and other factors that can affect the outcome of the incident These factors may even affect the amount of compensation a plaintiff is entitled to from an insurance company Pure contributory negligence Pure contributory negligence in car crash lawsuits refers to the fact that one or more parties failed to maintain reasonable attention and care when operating their vehicles This is more difficult to prove in certain circumstances than other cases The amount of fault each person carries will determine the amount of the recovery If the driver was responsible for an accident by speeding for example it would only be responsible for a portion of damage A passenger could be accountable for half of the damages Some courts also use the 51 percent rule which is in addition to contributory negligence in pure form According to this rule an injured party cannot recover damages in the event that they are fiftyone percent or more at the fault They can still collect a portion if they are equally accountable In New York contributory negligence is the percentage of blame that the plaintiff carries in the event of an accident Contributory negligence occurs when the plaintiff is not able to signal or accelerates in a car accident This could prevent the plaintiff from recovering damages It is important to consult an attorney prior to filing a lawsuit The law of comparative negligence is different from state to state The majority of states have a modified comparative neglect system which allows the injured party to receive compensation even if they are not responsible for more than 50 of the fault In addition some states also have the threshold of five or fifty percent percent which is the norm in many jurisdictions Pure negligent contributory is recognized by the law in four states and the District of Columbia A plaintiff in a car accident lawsuit would not be entitled to any compensation if the accident was caused by at least two percent of the victims fault On the other hand the plaintiff would be awarded one percent of the total damages if they was ninetynine percent responsible for the accident Uninsured motorist coverage Uninsured motorist insurance may be necessary in a car accident case The coverage covers the hospital bill in the event that the party at fault has not enough insurance Read the Full Posting is not enough to cover the expense of a serious injury If this happens the family could be left with financial hardship Uninsured motorist coverage may help reduce the financial impact on the victim and their family When the other driver doesnt have enough insurance to pay for your damages it is possible to file a claim on your own policy for this amount You can contact the insurance company of the other driver if you have uninsured motorist coverage to get the coverage you require This will cover any medical bills or property damage The insurer must manage your claim in an equitable and reasonable manner If they adopt an adversarial approach they could be in violation of their obligation to act in your best interests An experienced attorney in car accidents can help you prepare the claim as well as file it and pursue the claim The first step in filing an uninsured motorist claim is to notify your own insurance company of the incident You may have to request an official statement from the other drivers insurance company Some cases have strict deadlines for claims from uninsured motorists In these instances you may be required to file a claim as soon as you can New York law prohibits uninsured drivers from leaving an accident site If someone is seriously hurt or property is damaged it is a violation of the law If you believe that someone else is responsible for an accident it is important to exchange information with the other driver and call the police immediately If youve been injured or sustained property damage try to remember the make and model of the other vehicle along with its license plate as well as contact information You could be qualified for compensation if have UIM coverage Special verdict A special verdict is required if youve been involved in a collision that resulted in injuries The type of verdict you receive is a verdict basing itself on the facts A judge is able to alter the form of the verdict at his discretion The judge may alter the form rapidly based on the evidence provided A jury could find that the defendant was either 70 or 100 at fault for the accident In other situations juries may decide that a plaintiff was not solely at fault for the accident This is referred to as a no fault reduction A plaintiff can still get an extra verdict even if they do not have a particular defense

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