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What Is Injury Compensation Injury compensation is the money given to injured workers to pay for their losses resulting from workrelated accidents These losses include medical expenses as well as lost wages future income and loss of enjoyment in life There are two options to receive this type of cash a settlement or a lawsuit A lawyer can analyze the situation and tell you which one is better for you Medical Treatment Medical treatment is an essential component of your injury claim The insurance company will pay for reasonable and essential medical treatment This includes medical bills for health care providers and specialists Also you can get reimbursement for prescriptions and other overthecounter medications while traveling to and from medical appointments Based on the severity of your injuries you could require assistive aids like wheelchairs canes or specialized clothing You may also be able to claim reimbursements to make home modifications like ramps and stair lifts Medical expenses include the cost of diagnostic tests required to diagnose your injuries and track your recovery injury lawyer flower mound can also recover the cost of surgery necessary to treat your injuries The workers compensation board has guidelines for medical treatment that doctors are required follow These guidelines allow your doctor to give the majority of your care without requiring your insurance companys approval Consistently following the advice of your doctor can greatly help your case If the defendant or the insurer finds that youve been missing appointments and playing tennis on weekends despite alleged injuries they may argue that your injuries arent as severe as you claim If youre regularly visiting health professionals and receiving intensive medical treatment in the meantime they might need to admit that your injuries were serious Lost Wages The effects of injuries are not just physically painful but they can be financially destructive too The cost of treatment can quickly mount up as injured victims have to pay for lost earnings while they recover from their injuries If you have missed work because of an injury you could be eligible for compensation Proving the loss of wages is a complex and timeconsuming procedure that requires specific evidence Its important to include copies of your previous pay stubs along with income tax documents Your attorney can utilize these documents to prove the amount of income you have lost due to your accident Your lost wages may include your regular hourly wages or salary overtime bonuses commissions and more They can also include any perks that you are no longer receiving such as free meals car allowances or health benefits You also have the right to compensation for days you have had to use vacation or sick time to cover the time youve missed due to your injuries Your lawyer will calculate the fair market value of these days and then demand reimbursement from those accountable If the injury is permanent your lawyer may claim compensation for the loss of future earning capacity This is a much more complex procedure that involves hiring a forensic accounting expert or actuary who can prove the loss of your future earning potential Medical Costs Depending on the severity of your injuries you could face a large medical bill that could will strain your financial security The seriousness of your injuries could prevent you from earning a salary and putting in a long amount of time This could put an financial burden on you and your family members You are entitled to reimbursement for all medical expenses relating to your illness including ambulance rides doctors visits xrays and hospital treatment This includes the cost of supplies such as medications orthopedic devices Additionally you are entitled to reimbursement for transportation costs to and from medical appointments including therapy Keep receipts of any medical expenses You will be reimbursed based on actual expenses To help negotiate attorneys and insurance companies will often use your billed amounts as the starting point for calculating medical special damages They then multiply that number by an amount of 15 to 5 to calculate general damages In general minor injuries fall at the lower end the spectrum while the more serious or prolonged ones will be at the top of the spectrum The Kocian Law Group has the expertise to ensure that you receive the entire amount of medical compensation you are entitled to We will push for insurance companies to pay the full amount suggested by your health care professionals even if they deny the necessity or fairness Suffering and Pain The victim of an injury is entitled to compensated for the physical and emotional pain and suffering caused by their injuries The physical pain and injuries can be a result of the treatment that was previously administered and any future ones Mental anguish discomfort shame embarrassment and sadness could also be considered It is difficult to put an appropriate value on the hurt and suffering caused by an accident particularly when permanent injuries are involved such as being in a wheelchair or blinded It is crucial for victims of accidents to be aided by a lawyer in gathering adequate evidence to prove their losses In some instances the party who was injured will reach a settlement without the need to go to trial In most instances an insurance company is involved in a settlement agreement The insurance company could utilize a multiplier or per diem method to calculate the pain and suffering damages Both the multiplier as well as per diem methods are used by courts to determine compensation for the emotional and physical pain suffered by victims of accidents Both methods have pros and cons to them however the amount is determined by the jury in the case An experienced personal injury attorney will assist victims of accidents injured collect the evidence needed to support a claim for fair compensation Adam S Kutner Associates attorneys can help you with the investigation of your case and then prepare it for court or a settlement
