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Motor Vehicle Compensation Motor vehicles include trucks cars busses motorcycles and even airplanes Motor vehicles include cars trucks motorbikes buses motorcycles and even airplanes Two studies found that interacting and making claims for compensation after an accident in a motor vehicle while dealing with insurance companies was linked to increased levels of anxiety More research is needed to understand the reason why this happens Damages The value of a motor vehicle crash claim is determined by the specific costs and damage you have suffered A personal injury lawyer can help you determine the appropriate amount of compensation for your particular situation Damages are usually classified as special or general Special damages are able to be accounted for as expenses that are not deductible like medical expenses or car repair costs General damages are not as easy to calculate and include noneconomic factors like pain and suffering If your injuries are severe enough to be deemed by New York law as a serious injury you could be entitled additional compensation above and beyond what an insurance company will provide If you suffer from an ongoing disability that substantially impacts your life quality you may be entitled to compensation for loss of consortium and other economic damages You may also be eligible to receive reimbursement for the cost of taxis public transportation and ridesharing services when you could not drive following your crash You may also be able to get reimbursed for the cost of maintaining your property and home when you are unable to perform these tasks because of the injuries you sustained You may also be able to recover the loss of resale value for your car that has been damaged In certain cases the party at fault may be required to pay punitive damages when there is evidence that the defendant intentionally caused the accident These damages are intended to punish the guilty for extreme negligence or recklessness Medical bills Medical expenses can be costly for those who suffer from motor vehicle accidents Some insurance policies for car owners include medical payment coverage referred to as medpay which can help with the expenses In most cases this coverage is provided regardless of who was responsible for the accident It is important to keep in mind that medical coverage cannot replace health insurance The victim should always submit an initial claim to their own insurance provider before submitting claims against the person at fault You may also be able to receive compensation for transportation costs for medical appointments and transportation However the victim must be careful about keeping track of and saving receipts for mileage expenses in order to ensure they receive a an equitable amount of compensation The final point is that NoFault insurance will pay a victim for lost wages if they are unable to work as a result of their injuries However the maximum amount that can be collected is 2000 per month for not more than three years The NoFault carrier can also be legally required to pay the full amount of any Disability Workers Compensation or Social Security benefits received by the injured party Even if financial assistance might be available it could take months or even years to reach a fair settlement In the meantime medical debt collectors may call and unpaid debts could have a devastating effect on your credit rating To avoid this victims should establish a clientattorney partnership with a law office that handles autorelated cases Lost wages A car crash can leave you in a financial difficulty motor vehicle accident attorney rochester credit card debt and loan payments can pile up while you are not able to work In addition losing income can cause stress for your family You can claim lost wages from your car accident attorney To prove your lost wages you will require proof of your hourly or salary and the number of days missed due to injury This could include a letter from your employer or pay stubs as well as bank statements tax returns and more If you are selfemployed or are paid on commission it can be more difficult However your experienced lawyer for car accidents will help you gather the necessary evidence to prove your claim You are only able to recover lost wages as part your car accident claim You cannot get your lost wages back from disability insurance or workers comp because this would result in a double recovery The nofault insurance provider will send you to an independent physician that they have hired to examine you This doctor will determine whether your injuries in the opinion of a doctor hinder you from working This is known as an independent medical exam IME and you should be aware that the doctor performing your IME is biased towards the insurance company Pain and suffering In contrast to medical bills and lost wages it is difficult to quantify the pain and suffering that results from a motor vehicle accident It can be more painful than physical injuries because the impact of a crash could cause emotional issues such as PTSD A person with PTSD might suffer from anxiety or insomnia that can make it difficult for them to sleep well They may also be unable drive due to fear of a crash in the future An attorney can calculate the total amount of noneconomic damages and then work with a juror to determine the amount to offer for pain and suffering The amount you receive will also be affected by the extent of your injuries and how they impact your daily routine It could be beneficial to keep a journal or have friends or family give written statements Certain states have a limit on the amount of compensation paid for pain and suffering New York does not have any cap however victims can only start a lawsuit and demand damages for serious injuries It is essential to speak with a Manhattan car accident lawyer to understand the true cost of your injuries and also how to prove that you deserve fair compensation for both your economic and noneconomic losses
