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The average cost for cheap auto insurance in OH in a clean driving history is approximately 995 However there are many other options for affordable auto insurance in OH but perhaps you are still wondering how to locate the most suitable one There are a few options when it comes to finding auto insurance for Ohio The first option is to visit the regional Department of Insurances website and click on the Find Ohio Auto Insurance link This will give you a listing of insurance companies that are licensed to sell policies in the state of Ohio The next option would be to use an online automobile quote service such as Quicken Loans or Cigna By completing a short form you can get quotes from a wide range of insurers who offer auto insurance for the state of Ohio You may also want to call each company individually This may seem like overkill however by calling each company and asking specific questions you will find out what sort of policy they have and what discounts they may have available It is also possible that these companies may be able to offer you better coverage for your vehicle than another company would Another way of finding cheap car insurance for OH in a clean driving history is to search online for car insurance companies in your area By searching this way you can find a list of companies that are willing to offer you discounts based upon your driving history and what your overall insurance policy may cost However before you begin looking for cheap auto insurance it is important to understand the basics about auto insurance The first thing you should know is that just because a company charges less on one policy than another doesnt mean they are any better at their jobs If you can find some information online regarding their history in business and the type of claims they make you should be able to determine if the company offers good service It is also important to know exactly what kind of auto insurance coverage you need in order to drive legally in OH Some states will require you to carry liability while other states will require you to carry comprehensive insurance for the vehicle itself Some states require that you carry both liability and comprehensive insurance while others only require you to carry liability coverage It really depends on the state of your particular state and your driving history Some states will even require that you carry both at the same time Once you have found a list of companies in your area that may offer cheap car insurance the next step is to compare the plans they offer Compare their prices and policies and see what kind of coverage you are getting in return In some cases the best way to shop for a policy is to simply buy a policy and cancel it when you feel more comfortable with the plan Although this may seem counterintuitive in some cases it is actually the best way to save money For example if you already have a car insurance policy through your employer you may find that your employer may be willing to give you a discount on the policy You can then simply purchase a cheaper policy through the insurer that you have through them You can also search online auto quote service providers that will help you find the right kind of policy and price for the right amount of coverage for the right price Many sites also provide online tools to help you compare different companies and policies As mentioned previously the key to finding cheap car insurance in OH is to compare prices and policies and also to search for companies online You can find many websites on the web that will show you the various plans and quotes and what you are getting for the right amount of coverage for the right price
