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Car Accidents Lawyers Near Me In the United States car accidents are the leading cause of injury and death They can be devastating for the victims and their families both physically and emotionally If negligence by someone else causes a car accident the victim could be entitled to compensation This is a complex process that requires an attorney to investigate the scene of the accident and collect evidence and bargain with insurance companies Insurance Coverage It is important to know your rights to compensation if youve been injured or suffered property damage from an accident Insurance is among the most important sources of financial recovery Your insurance policy can cover medical expenses repairs or replacement of damaged vehicles and lost income while you recover from your injuries Your insurance provider will only cover the limits of your policy If your injuries are severe or require a lot of ongoing medical care your coverage limits may not be enough to cover the expenses In these cases a lawsuit might offer the chance to recover larger amounts of money for your losses The best way to make sure you receive the financial compensation you are entitled to following an accident is to engage an experienced New York City car accident attorney Our team at The Law Offices of Benjamin Disraeli fights to protect your rights and maximize your compensation no matter the type of insurance coverage you have You may also sue to seek damages for suffering and pain that are not covered by insurance These types of injuries are often very real and you are entitled to fair and full compensation for your suffering loss of enjoyment and emotional distress Insurance companies have an duty to defend that is contractual This is part of your liability insurance policy and means that the insurer will provide a lawyer in the event that you are sued for damages resulting from an auto accident This is advantageous because it means you dont have to pay for your own legal defense This can be particularly beneficial when there is a hitand run accident where the other driver may not have any coverage In such a case you can use your Personal Injury Protection PIP or uninsured motorists UM coverage could help to cover the cost of medical bills and other expenses until the atfault drivers policy will pay for the damages It is your responsibility to contact your insurance company within a certain period of time after an accident This time period could be as short as five or ten days according to your policy If you dont comply the insurance company could cancel your policy and refuse to cover you or provide legal counsel if youre sued Statute of limitations The statute of limitations is a law that says how long following certain events you may file legal action against an individual or a company The statute of limitation can influence the amount and length of time you have to file a personal injury lawsuit or wrongfuldeath suit Typically the statute of limitation is three years from the date of the accident in New York but there are exceptions to this rule In cases of wrongful death the statute of limitations may be extended It is crucial to get in touch with a car wreck lawyer near me as soon as you can to ensure that deadlines are fulfilled If you dont meet the statute of limitation and file a claim its almost certain to be denied and timebarred If theres no exceptional circumstance the odds of winning a case are almost zero The court will likely not hear your case if you do not make a personal injury claim within three years of the date of your accident Thats the same for any lawsuit arising out of a car accident whether its for injuries to you or a loved one or for the repair or replacement of your vehicle or property that was damaged during the crash Another noteworthy exception to the statute of limitations is if youre in the midst of a minor at the time of your accident The statute of limitations is suspended until the victim turns 18 years old This is because of the tolling law that is a concept in the law which states that courts treat minors as adults when they sustained their injury If youre trying to file a claim for personal injury against an insurance company this can be a significant issue Because the insurance adjuster knows that you are not allowed to sue beyond the time limit it will be difficult to find a fair settlement your behalf This could result in losing time money and resources on a lawsuit that may not have been necessary in the first in the first Comparative Fault In the event of a car accident it is important to determine who is at fault Based on the state you live in the attorney who handles car accidents can help you determine which driver is at fault and who you can sue for compensation Most states have a system of comparative negligence which means that each party is entitled to damages according to their role in the accident This can be a good idea for drivers since it helps them collect damages for injuries and losses However there are also certain issues with this system and it is recommended that you engage a skilled car accident lawyer to fight for your right to receive financial compensation for your losses These lawyers will ensure that you have the highest chances of getting an appropriate settlement from the driver who was at fault You will be responsible for paying medical bills in addition to other expenses when the person who is at fault has no insurance This can add up quickly especially if you sustain severe injuries There are a few states with an absolute comparative fault system This allows all parties to the collision to recover damages even if they were 99 percent at fault Thirteen states including California Florida and other states are using this kind of system anaheim car accident attorney YouTube is that the amount of damages that you can get is minimal Thats because this type of system relies on the courts to decide which percentage of blame was given to the various parties involved in the crash If you are found to be at least 80 percent at fault in an accident you can only recover 40 of the monetary damages This can be a serious issue if you sustained serious injuries or lost a lot of time at work because of the crash There are different types of comparative negligence systems that permit all drivers to claim their losses even if they were at fault There are three kinds of comparative negligence that are contributory negligence pure comparative blame and modified comparative liability Hire an Attorney If youre injured in a car crash there are plenty of reasons why you should hire an attorney A lawyer can assist in filing an insurance claim with your own insurance company or negotiate with the insurance company of the other driver on your behalf and pursue a personal injury suit against the other party Depending on your injuries compensation may be needed to compensate for suffering and pain It is also possible to get compensation for medical expenses or lost wages as well as other damages A competent lawyer will know how much you can request so that you dont pay for less than you deserve A car accident lawyer can negotiate with insurance companies and help you find fair compensation Your lawyer may present your case in the court if your insurance company refuses to accept your claim or offers a settlement which does not fully cover your damages An experienced lawyer can assist you in determining the laws that apply to your case and how local courts interpret them This knowledge will help you reduce time spent on research and paperwork while focusing on recovery from injuries They can also help you calculate damages such as medical costs or lost income as well as diminished earning capacity This will help you to get the money that you need to cover your losses and recover from injuries If your injuries are serious they may require an amount of compensation in order to pay for surgeries doctors appointments physical therapy prescription drugs These damages could also help you cope with the longterm effects of your injuries such as chronic pain or mental distress A lawyer will try to demonstrate that the other driver was responsible for your injuries and financial loss This can be a daunting task as there are a lot of elements that affect determining the fault As soon as you can you should contact an attorney as soon as you can This will allow them to investigate your case collect evidence and discuss with the insurance company of the other party on your behalf The best car accidents lawyers near me will have a strong track record of fighting for rights of the injured Theyll be able to secure massive verdicts and settlements in the faces of insurance companies efforts to decrease the value of your claim