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What You Should Know About Car Accident Compensation If youve been in a car crash you should be aware of your rights when it comes to car accident compensation As the victim you have certain rights including the right to seek compensation for economic and noneconomic injuries as and medical expenses This article will show you the process for seeking compensation as well as the timeframe Noneconomic damages You can also be awarded noneconomic damages such as pain and suffering emotional distress or loss of consortium These losses can be significant and affect your life quality These losses can affect your ability to work or take care of your family The amount of noneconomic damages you can claim depends on the circumstances in which you are facing Noneconomic damages are the noneconomic component of a personal injury lawsuit They are often the most difficult to quantify These damages affect your emotional and physical health and any modifications to your lifestyle that were caused by the accident These may include physical discomfort and pain psychological suffering as well as scarring diminished selfworth and loss of consortium Noneconomic damages are comparable to economic damages however they are not analyzed with the same certitude These damages could include disabilities pain and suffering and loss of earning capacity They may also include other losses such as inability enjoy certain activities or the deterioration of a prior condition Noneconomic losses can include the loss or dissolution of a spouse in addition to emotionally and physically damaging Noneconomic damages are crucial as are economic damages are important when filing a claim for auto accident compensation These kinds of damages are designed to compensate for the intangible impact of the accident For instance injuries could cause significant medical costs and physical discomfort In addition the emotional repercussions of an accident can be devastating These losses can be compensated by an uneconomic damages claim that will help the victim maintain a healthy normal lifestyle It can be difficult to calculate noneconomic damages There is no limit to the amount in noneconomic damages that can be awarded However it is dependent on how severe your injuries are as well as the extent of suffering and pain youre suffering from The amount you will receive will be contingent upon how severe your suffering and pain was Economic damage Economic damages refer to personal injuries that may cause financial damages These damages can require months or even years of work These damages include diminished earning capacity future and past medical care and damages to property They are calculated by multiplying 15 to five based on the degree of the injury The economic damages are proportional to the degree of the injuries There are a variety of factors which affect the amount a person can recover from a car crash Economic damages can include lost wages medical costs and the value of time of others Certain of these costs are immediate whereas others arent Based on the nature of injuries suffered it is also possible to consider the cost of repairing or replacing the property Other damages include pain and suffering The plaintiff must be able show that the person was aware of the pain they suffered Any perceived disability that is subjective should be included in the damages Noneconomic damages may include loss of consortium This involves being deprived of the persons love and companionship as well as comfort Other kinds of economic damage include loss of earnings and property damage These are often the most popular types of claims for compensation from car accidents You may be eligible for reimbursement for the cost of your vehicles repair replacement loss of wages or transportation costs If the vehicle has been destroyed you may be entitled to compensation for the value of your personal property Because it covers the costs incurred by the accident the amount of economic damages is crucial It is important to note that the loss of income and medical expenses are not insignificant This is why it is important to keep track of all expenses resulting from the accident including your medical bills and lost income Timeline to obtain compensation The process of obtaining compensation after a car accident may be long however there are steps you can take to get the most value out of it Gathering evidence is an essential step to prove your case This can include medical documents estimates of property damage verifying wage loss and outofpocket expenses The process can last between two and six months First it is imperative to hire a reputable lawyer Your lawyer is the ideal person to help build your case and represent you in front of the insurance company When you hire an attorney the lawyer will begin creating your case In addition to gathering evidence your lawyer will inform the insurance company of your intention to sue and they have 30 to 45 days to respond To help build your case your lawyer will obtain all of your medical records including those from before the accident After youve gathered evidence and filed an offer for compensation the next step is to prepare an official demand letter to the insurance company The letter should outline the details of the incident and your injuries as well as the expenses This letter begins the auto accident settlement process The insurance company will then submit a claim In the majority of cases insurance companies have ten business days to respond to your email Medical attention should be sought for any injury that is severe It could take weeks or even months to fully recover following a car accident Your lawyer can help you navigate the process and help determine the amount of compensation you are entitled to This process can take up to a few months depending on the severity and severity of your injuries To determine the worth of your claim your lawyer may need to consult financial and medical experts Medical expenses Medical expenses can be extremely expensive if youve been in a car crash They could cost as much as 20000 or more depending on the kind of injuries you suffered These expenses could include hospitalization chiropractic care and surgeries rehabilitation and many more services If you are not covered by health insurance then you may be required to pay for these costs yourself In some cases you may receive reimbursement from your own insurance company Medicare or Medicaid Typically medical expenses are usually a part of the car accident compensation Some policies also cover mileage for medical appointments Keep all receipts to prove that you paid in advance The insurance company might not pay for outof the pocket expenses When you file your claim and file a claim the insurance company of your negligent driver could cover a portion of your medical bills However its important to remember that lawsuits could take some time to settle In this period you may be unable to pay your bills In many cases medical expenses are covered by the party responsible but they wont be paid out immediately The procedure for getting these expenses paid will vary depending on the nature of the accident and the type of insurance coverage Certain insurance policies permit injury claims to roll on until the limit on coverage is reached Lost wages You are able to claim compensation for lost wages if youve been not able to work because of your injuries You have the right to a certain amount of lost wages for the time that you cannot work which can range from one to two months In addition to lost wages you also have the right to compensation for any psychological injuries that you have sustained as a result of the accident Car insurance is often able to cover lost wages provided that you can prove that the other driver was at fault for the accident You can file a claim with personal injury protection insurance if the other driver doesnt have insurance or has limited coverage In some instances it is required to make a personal injury claim to recover the loss of wages It is also important to take time off from work following a crash to heal from your injuries Failing to take time off work could cause more serious injuriesor death You must prove that your injuries didnt cause loss of earnings before you can claim lost wage compensation If you were selfemployed you must provide proof of your normal earnings You may also claim tips or nonsalary benefit if you are injured in an accident It is vital to submit your claim for autoaccident compensation for lost wages to the insurance company right away following the incident Include clearwater car accident attorney You Tube regarding the incident Your lost wage claim must be received by the insurance company within 30 days of the accident If you are late ensure you provide an official proof of your failure to meet the deadline