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How to File an Auto Accident Claim In states where there is no fault your insurance company will cover the cost of medical treatment and lost wages regardless of who is responsible for the accident Theyll also be looking to gather evidence and examine documents photos witness testimony photographs medical records witness testimony and expense reports The amount of compensation you receive depends on the severity of your injuries as well as the cost of your injuries This article will guide you through the steps involved in filing an auto accident claim Report the Accident If youre involved in a car crash it is crucial to report the crash immediately In many states youll need submit the report to the local police department or county sheriff the state police or Department of Motor Vehicles If possible take pictures of the scene You can use these photos to help you remember the accident and for your insurance claim Photos are a great way to display details like skid marks and vehicle damage weather conditions skid marks and other vital details Its also a good idea to collect the other drivers details including their name as well as the insurance company You should also ask for their drivers licence and car registration if it is possible You should also write down what you saw and the events that occurred Remember that memory isnt always reliable and if you dont document what occurred then you could be accountable for damages or injuries that arent obvious later If you do not notify your insurance company they could not pay for any injuries that result from the incident You should check your policy or talk to your agent to determine whether you have to file an accident report Get Medical Attention Following a car accident you should seek medical attention and have your body examined to determine whether there are any injuries You can stay clear of future complications by seeing a doctor as quickly as you can It could also help your case when you negotiate with the insurer Its best to visit an emergency room at a hospital should you be able to after a car accident This is because hospitals have access to top surgeons doctors and medical supplies It can be challenging for insurance companies and defense lawyers to deny injuries sustained in hospitals Injuries from car accidents can range from bruising to severe internal injuries including traumatic brain injury and paralysis Even if the symptoms like stiffness and pain do not manifest right away its essential to for a medical appointment Medical records are critical evidence in proving your claim that you suffered injuries resulting from injury as a consequence of the crash Our Denver car accident lawyers will make use of the medical records to create strong arguments to prove that the negligence of the driver who was at fault for the crash caused your injuries and that you are entitled to fair compensation for your losses Take Pictures Take photos of the scene of the accident as soon as you can and ideally before police arrive If you can take pictures of the damage on each vehicle from different angles It is also important to capture closeup photos of the vehicle and any other critical evidence such as shattered glass or airbags deployed as long as you are able do this If youre not able to get closeups try placing an object such as a coin inside the photo to show scale Its also helpful to capture photos using and without a flash as different lighting conditions may reveal the hidden details Also you should take photographs of any injuries you suffered during the accident Cuts bruises and scrapes will fade with time so your photos will serve as valuable evidence of your injuries later Additionally it is important to capture as many other pertinent details of the accident as you can such as street signs traffic lights and weather conditions as well as road debris These details can help paint a more complete picture of what happened Contact Your Insurance Company Contacting your insurance company is essential regardless of whether or not plan to file a claim after an accident in your car You might be required to do so according to your policy however even if not legally required your attorney will need the details of your losses in order to support your claim such as repairs and medical bills Apart from obtaining your cars information and identifying the other drivers involved in the crash In addition you should gather any other relevant information that you can find at the scene according to Luna Make sure you get the other drivers insurance card and ensure you have their name address number and address and insurance details for the car company or policy number If there are witnesses get their names and numbers Its essential to remain calm even when the last thing you would want to do after an accident is dispute insurance companies The statements you make when you are emotional can be used to your disadvantage later on It is best to have an attorney handle the negotiations They can make sure that you dont say anything that could be used against you later Contact an attorney An experienced lawyer can assist you in negotiating with the insurance company in order to get a fair settlement They will go over the medical bills and records and will often consult with a physician to provide their opinion regarding the extent of your injuries If you fail to provide them with complete and accurate documents they wont give you a fair value In addition to seeking compensation for your economic losses including medical bills and lost wages you could be entitled to noneconomic damages for suffering and pain If the other driver was found to have acted with gross recklessness or negligence the court may award additional compensation also known as punitive damages If the driver at fault fled the scene you will need to report that to the police auto accident attorney fullerton can also request a copy of a crash report from the police precinct or online Youll need it to file a nofault claim or a liability lawsuit New York has specific laws that govern automobile accidents A knowledgeable attorney can explain these rules
