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Car Accidents Lawyers Near Me In the United States car accidents are the leading cause of injury and death They can be extremely devastating emotionally physically and financially for victims and their families If negligence by someone else causes an accident in a car the victim may be entitled to compensation This process can be complicated and usually requires a lawyer to investigate the accident scene gather evidence and negotiate with insurance companies Insurance Coverage If youve suffered injury or property damage in an automobile accident it is important to know your rights to compensation Insurance is among the most important sources of financial recovery The policy you have with you could cover medical expenses repair or replacement of damaged vehicles and loss of income as you recover from your injuries However the insurance provider will only cover the limits set by your policy If your injuries are severe or require a lot of ongoing medical treatment your insurance coverage may not be sufficient to cover the costs In these situations a lawsuit might offer the chance to recover larger amounts of money for your losses Hiring an experienced New York City auto accident attorney is the best method to secure the financial compensation that you are entitled to following an accident Our team at The Law Offices of Benjamin Disraeli fights to defend your rights and maximize your compensation irrespective of the type of insurance coverage you have You can also sue to recover damages for suffering and pain that are not covered by insurance These types of injuries can be extremely real and you deserve to be compensated for your pain and loss as well as emotional distress Many people dont realize it that insurance companies have an obligation to defend under a contract called a duty to defend This is part of the liability insurance policy It implies that the insurance company will provide a lawyer if you are sued for damages caused by a car accident This is a good thing because it helps make sure that you dont need to pay for the expense of the legal defense you need to take This can be particularly beneficial when there is a hitand run accident in which the other driver might not have insurance In these circumstances the Personal Injury Protection PIP or uninsured motorists UM coverage can help to cover the cost of medical bills and other expenses until the policy of the driver at fault will pay for the damages It is your responsibility to contact your insurance company within a certain amount of time after an accident The time frame can be as short as five or ten days subject to the terms of your policy If you do not do so the insurer could cancel your insurance and deny you with a lawyer or coverage in case of a lawsuit Statute of limitations The statute of limitations is a statute that outlines how long after certain events you are able to take legal action against an individual or company It could affect the time you must start a personal injury or wrongful death lawsuit and the amount of damages you receive Typically the statute of limitations is three years from the date of the accident in New York but there are exceptions to this rule In the case of wrongful deaths the statute of limitations may be longer It is important to contact a car accident lawyer near me immediately to ensure all deadlines are fulfilled One of the most important things to know about the statute of limitations is that if you fail to meet it your claim will probably be denied and timebarred Your chances of winning are almost zero unless theres an exception The court will almost never hear your case if you dont make a personal injury claim within three years of the date of the accident The same applies to any lawsuit related to a car accident whether its a claim for injuries to you or a loved one or the repair or replacement of your vehicle or other property damaged in the crash Another significant exception to the statute of limitations is if youre an underage person at the time of your accident The statute of limitations is suspended until the victim turns 18 years old This is due to the tolling law which is a term in the law that states courts treat minors as adults when they suffered their injury This could be a major problem if youre trying to make a claim for personal injury against an insurance company Insurance adjusters will be unable to negotiate on your behalf since they know that you are not able to pursue a lawsuit after the statute of limitation has expired This could result in spending your time money and resources on a lawsuit that might not have been necessary in the first place Comparative Fault In the event of an automobile accident one of the most important things you should consider is who is at fault A car accident lawyer can help you determine who is at fault and whom you should sue The majority of states have a system of comparative negligence which means each party is entitled to damages dependent on the extent of their involvement in the accident This is beneficial for drivers since it allows them to receive compensation for losses or injuries There are some issues with the system This is why you should hire an experienced car accident lawyer to advocate on your behalf to obtain an amount of money for the damages These lawyers can ensure that you have the highest chances of getting an appropriate settlement from the driver at fault If the driver at fault has no insurance and you are not insured you must pay for medical bills and other expenses out of pocket This can quickly become a burden especially if your injuries are severe There are some states that have a pure comparativefault system This allows all parties in the collision to be compensated even if they were 100 percent at the fault This type of system is used by thirteen states including California and Florida The drawback is that the amount of damages that you can collect will be minimal Read the Full Report is because this system relies on the courts to determine the percentage of blame given to the various parties involved in the crash If you are found to be 80 percent at fault in an accident you will only claim 40 of your financial damages This could be a major issue if the victim suffered serious injuries or suffered a lot of time at work because of the crash There are also other comparative negligence systems which allow drivers to claim damages even when their fault is just the smallest part There are three kinds of comparative negligence contributory negligence pure comparative blame and modified comparative liability Hire an Attorney There are many reasons to hire an accident lawyer if youve been injured in a car crash A lawyer can assist you make a claim with your insurance company deal with the other drivers insurance company on your behalf or pursue a personal injury lawsuit against the other party Depending on the severity of your injuries you could require compensation for pain and suffering medical expenses lost wages or other damages A skilled lawyer will know how much you should be asking for in order to ensure that you do not take less than what you are entitled to A lawyer for car accidents can help you negotiate with insurance companies to ensure you receive fair compensation Attorneys can go to court if your insurance company refuses to pay or offers a settlement that does not fully compensate you for your losses An experienced attorney can help you establish the laws that apply to your case and how the local court system interprets these laws This will cut down on paperwork and research while allowing you to focus on your recovery They can also assist you to determine the amount of damages you are liable for including medical expenses lost income and diminished earning capacity This will help you to receive the funds you need to cover your losses and recover from injuries If your injuries are severe you could require an extensive amount of compensation to pay for doctors appointments surgery physical therapies and prescription drugs These damages can help you deal with the longterm consequences of your injuries which include chronic pain and mental distress A lawyer will attempt to demonstrate that the other driver is responsible for your injuries and financial losses This can be a difficult task due to numerous elements that affect determining the cause of fault You should contact an attorney immediately following the accident This will allow them to investigate your case collect evidence and deal with the insurance company of the other party on your behalf The top car accident lawyers near me will have a proven track record of fighting for the rights of the victims They will know how they can win huge settlements and verdicts when insurance companies try to lower the value of your claim