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Why You Should Consult With an Auto Accident Lawyer The no fault auto insurance law covers injuries and property damage unless the negligent driver is not insured Its important to consult with an attorney in the event of a car accident prior to making a recorded or a written statement to an insurance company Written and oral statements could be used against you if your case goes to trial An attorney who has experience is able to present your case in the best possible light Damages There are two types of damages a victim may receive after an accident They are both economic and noneconomic Economic damages are easily quantifiable losses Medical bills lost wages and vehicle repair costs are examples Noneconomic damages are more difficult to quantify These damages could include pain and suffering emotional distress and loss of enjoyment living An experienced car accident lawyer can help victims claim their maximum amount of compensation They can also argue for a fair settlement with the insurance company that is at fault They can also make the case go to trial if the insurance company refuses to pay full value A skilled lawyer for car accidents must ensure that victims are compensated for all of their potential expenses and losses This can be done by collecting as much information as is possible from the scene of the accident For instance they can take photos of the site of the accident and gather information from witnesses This will stop the insurance company from attempting to deny or undervalue your claim A lawyer who has been involved in a car accident can assist victims in calculating their total cost This includes the cost of both future and previous medical treatment and any expenses associated with hiring someone to cook for them or to do chores when the victim is incapable of doing these tasks Medical bills When youre involved in a car accident medical bills may pile up quickly Even with nofault coverage or a personal injury lawsuit settlement those bills wont magically disappear You need to pay them now not in the future There are two options to pay for medical expenses by your car insurance and your health insurance In New York the former is referred to as Med Pay and covers the first medical expenses following an auto accident regardless of who was at fault The latter is usually provided by the state Medicare andor a private insurance plan It is recommended to visit the doctor after an accident especially when youre experiencing a lack of energy or think that your injuries arent that severe A quick evaluation will ensure that your injuries which may include internal injuries are diagnosed and treated In addition your visit can result in the medical report that could be vital in an action If you have exhausted both of these options after which you can go to the driver responsibles liability policy if it is sufficient to cover any damage Be aware however that youll need to pay your own deductible as well as copays first In the end youll receive reimbursement for your expenses related to the accident once an acceptable settlement is reached with the atfault party This is why its important to keep track of all your bills and any expenditures out of your pocket Lost wages In addition to medical bills and property damage a devastating car accident can also result in the loss of wages If youre not able to work because of injuries from an accident it can be a stressful task to keep up with your financial obligations daily auto accident attorney south bend may need to rely on your personal savings or borrow money from family members until the case is resolved A seasoned New York car accident attorney can examine your case and determine whether you have a valid claim to recover loss of earnings In cases involving car accidents a judge grants compensation damages to pay for the amount you would have earned but for your injuries Pay overtime and benefits are all part of the phrase economic damages The compensation is intended to return you to the financial situation you were in before the accident If youre working but arent due to an injury Judges determine how much youve lost by studying a letter sent by the plaintiffs employer which confirms their pay or hourly wages and the time theyve been away from work Bank statements and paycheck stubs are also pertinent Profitandloss accounts tax returns and profitandloss reports can be included as well In addition to lost income An auto accident lawyer may seek compensation for lost earnings potential This is a thorny aspect of your injuries and could be difficult to prove A professional witness will be required Pain and suffering You could be left with unpaid medical bills damages to your property and income if you suffer a serious car accident You may also experience psychological and emotional trauma The suffering and pain you suffer is real and deserve to be paid A lawyer can assist you in getting the money you deserve A lawyer can also help you in dealing with insurance companies Insurance adjusters are motivated by their own financial interest and will often attempt to deny or minimize your claim A lawyer for car accidents can help you defend yourself against these tactics and negotiate for the most fair settlement for your losses and injuries Record all the costs and property damage you incur as a result of the accident Included in this document are medical bills estimates for repairs and receipts for damaged items Its also important to take photos of the accident scene and your injuries It is also important to avoid talking to anyone about the accident except for police and medical professionals A lawyer can also assist you to determine who is responsible for the accident New York is a comparative fault state meaning that the amount of the damages you are awarded will be reduced by your percentage of the blame In certain cases the liable party could be a corporation city or state agency or a sanitation or public transportation company
