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What You Should Know About Car Accident Compensation You should know your rights when involved in a car crash You have certain rights as a victim including the right to recover economic and noneconomic damages in addition to medical expenses This article will explain the process of seeking compensation as well as the timeframe to pursue it Noneconomic damages In addition to financial damages in addition you may also be able to receive noneconomic damages such as pain and suffering emotional distress loss of consortium These losses can be significant and impact your life quality These losses can affect your ability to work or care for your family Your case will determine the amount of noneconomic damages you are entitled to Noneconomic damages are the intangible aspect of a personal injury claim and are often the most difficult to quantify These damages include your physical and mental health as well as any changes to your lifestyle due to the accident These may include physical discomfort and pain emotional suffering in the form of scarring diminished selfworth and loss of consortium Noneconomic damages are comparable in their nature to economic damages but they are not calculated with the same precision They can be characterized as the suffering of others disability and loss of earning capacity Other losses can also be included including being unable to participate in certain activities or the degrading of an existing condition Noneconomic damages may include the loss or the consortium of a spouse in addition to emotionally and physically damaging Noneconomic damages are as important as well as economic damages are important when filing a claim for auto accident compensation These damages are intended to compensate for the nontangible consequences of the accident For instance injuries could result in significant medical expenses and physical pain Additionally the emotional effects of the accident can be devastating These damages can be repaid through an uneconomic damages claim which will allow the victim to maintain a healthy normal life Noneconomic damages can be extremely difficult to determine There is no limit to the amount of damages that can be given However farmington hills car accident lawyers on the severity of your injuries and how much suffering and pain youre in The more severe the suffering and pain is the higher the amount of compensation you can expect to receive Economic damages Economic damages are those that result from personal injuries These damages typically take months or even years off work These damages include reduced earning capacity past and future medical treatment as well as damage to property They are calculated by multiplying 15 to five depending on the degree of the injury The economic damages are proportional to the degree of the injuries There are a myriad of factors that determine how much an individual can recover from an auto accident The cost of medical bills loss of wages the value of anothers time are all important aspects of economic damages Some of these costs can be immediate while others take time to recover Based on the type of injuries suffered and the severity of the injuries you may need to take into account the cost of repairing or replacing your property Other damages include pain suffering and other damages The plaintiff has to prove that the person was conscious of the pain he or endured The damages must also encompass any subjectively perceived disabilities Noneconomic damages include loss of the consortium This occurs when a person is not able to enjoy their affection or comfort Other types of economic loss include property damage lost earnings and various types These are the most popular types of claims for compensation from car accidents You may be entitled to reimbursement for the cost of your cars repair or replacement as well as lost wages and transportation costs You could also be eligible to receive compensation if your vehicle has been damaged or destroyed The amount of economic damages is important as it covers the costs in the event of an accident It is crucial to realize that the expense of medical treatment and lost wages is not minimal It is essential to keep an eye on all expenses including medical bills as well as lost income Timeline for obtaining compensation While the process of getting damages for a car accident can seem long but there are steps you can take to make it easier One of the most crucial steps is to gather evidence for your claim This could include medical documents estimates of property damage verifying wage loss and outofpocket expenses This process could take between two and six months First it is imperative to employ a qualified lawyer Your lawyer is the best person to help you build the case and represent your interests in front of the insurance company After you have hired a lawyer they will begin constructing your case In addition to gathering evidence your lawyer will inform the insurance company of your intent to sue and they have 30 to 45 days to respond Your lawyer will take all medical records including those from before the accident to build your case After youve gathered evidence and filed an appeal for compensation the next step is to prepare a demand letter to the insurance company The letter should outline the details of the incident your injuries and the expenses This letter starts the process of settling an auto accident The insurance company is then able to file a claim In most cases insurance companies will have ten days for you to reply to your letter If your injury is severe you should seek medical attention It could take weeks or even months to fully recover after a car accident Your lawyer will help navigate through this process and help you determine the amount of compensation you can claim Depending on the severity of your injuries this process can take several months Your lawyer may have to consult medical and experts in finance to determine your claims value Medical expenses If youre involved in a car accident medical expenses can be quite expensive They could cost you up to 20000 or more depending on the type of injury you sustained The costs can include ambulance service as well as chiropractic care and surgeries rehabilitation services and more These expenses can be covered by your health insurance plan however you may need to pay them yourself You could be eligible to receive reimbursement from your insurance company Medicare or Medicaid in certain circumstances Most of the time medical costs are covered by the car accident compensation Some insurance policies even provide reimbursement for medical expenses However make sure you keep all receipts in order that you can prove the amount you paid in advance Your insurance company may not pay for outof expense expenses When you file your claim and file a claim the insurance company of your negligent driver could pay a portion of your medical expenses Its important to remember that lawsuits may take time to settle In this time you may not be able to pay your bills In the majority of cases the person at fault will pay for medical bills but not immediately The procedure for getting these expenses paid will depend on the type of accident and insurance coverage Certain insurance policies allow injury claims to be filed on a rolling basis until the coverage limit is reached Lost wages If you are unable to work due to your injuries you can claim compensation for the damages caused by a car accident You are entitled to compensation for the loss of wages up to two months after the accident You are entitled to compensation for psychological injuries you sustained due to Car insurance may compensate for lost wages provided that you prove the other driver was at fault for the collision If the other driver has no insurance or has only a small amount of coverage you can make a claim through your own personal injury protection insurance In order to recover lost wages it is possible to file a personal injuries lawsuit To fully recover from injuries sustained during a car accident you must be off work for a while If you dont take time off from work could cause more serious injuries or even death You must prove that your injuries didnt cause loss of wages you earned before you can claim lost wage compensation If you were selfemployed you have to prove your usual earnings You can also claim for tips or nonsalary benefits you lost as a result of the accident It is crucial that you file your claim for caraccident compensation for lost wages with the insurance company as soon as you can following your accident Be sure to include all relevant information about the incident Your claim for lost wages must be received by the insurance company within 30 days of the accident If you are late then you must provide written evidence