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What Is Injury Compensation Injuries compensation is a sum of money that is paid to assist injured people in paying for the losses resulting from their workrelated accidents These losses can include medical bills as well as lost wages and future income and loss of enjoyment of lifechanging injuries There are two ways to get this kind of money a settlement or a lawsuit injury settlement santa barbara will review the case and advise you which option is the best for you Medical Treatment Your injury claim will include a large amount of medical treatment The insurance company will pay for reasonable and necessary medical care This includes medical bills from health care providers and specialists The insurance company will pay for prescription and overthe counter medications in addition to travel expenses to get to and from medical appointments Based on the type of injury you may require assistive aids like wheelchairs canes or special clothes You may also be able to claim reimbursements for home modifications such as ramps and stairlifts Medical expenses include diagnostic tests required to diagnose your injuries and monitor recovery You can also claim the cost of any procedure required to treat your injury The workers compensation board establishes guidelines for medical treatment for doctors to adhere to These guidelines permit your health care provider to carry out most of your treatment without having to ask the insurer for authorization The advice of your doctor can be very beneficial in your case If the insurer or defendant sees that you have been missing appointments and playing tennis at weekends despite your alleged injuries they might argue that your injuries arent as severe as you claim If you are constantly visiting health professionals and receiving intensive medical treatment in the meantime they might need to admit that your injuries were serious Lost Wages Injuries can be physically painful but they can be financially destructive as well Treatment costs can increase quickly and injury victims have to contend with the loss of wages while recovering from their injuries If your injury has forced you to be absent from work you could be entitled to compensation for the time that youve been unable to work The process of proving lost wages is a complex process and requires specific evidence In addition to medical explanations It is essential to have copies of your past pay stubs and tax documents These documents can be used by your attorney to show the total amount of lost earnings because of your injury Your lost wages may include your regular hourly or salaried income possible overtime bonus payments commissions and more They can also include any benefits youre not receiving anymore such as free meals car allowances or health benefits You are also entitled to a reimbursement for days you have had to use vacation or sick leave to make up for the hours you have missed because of your injuries Your lawyer will calculate the fair market value of these days and request reimbursement from the parties responsible If your injury is longlasting your lawyer can also seek compensation for future earning potential This is a more complicated process and involves hiring a forensic accountant or actuary to demonstrate the loss of your future earnings potential Medical Costs You could be faced with large medical bills based on the extent of the injury This can put a strain your financial situation Serious injuries may also prevent you from earning income and working for a considerable amount of time This could result in a financial strain on you and your family members You are entitled to compensation for all medical expenses relating to your condition including ambulance rides doctors appointments xrays and hospital treatment This includes all supplies such as medications orthopedic devices You are also entitled to reimbursement for travel expenses to and from medical appointments including therapy Keep receipts for all medical expenses You will be reimbursed based on actual costs For the purpose of negotiating attorneys and insurance companies typically use your invoiced amounts as the base to calculate medical special damages They then multiply the amount by the multiplier of 15 to 5 to calculate general damages Most commonly minor injuries will fall on the low end of this range and longlasting injuries will be at the top end The Kocian Law Group has the expertise to ensure that you receive the maximum amount of medical benefits you are entitled to We will fight to force insurers to cover the entire cost of the treatment that your doctor recommends regardless of whether the insurance company denies the need or legitimacy of the treatment Suffering and Pain The injury victim is entitled to be compensated for the physical and emotional suffering and pain that result from his or her injuries Physical pain and suffering damages may include past and future medical treatment In the case of mental discomfort and anxiety as well as shock shame and sadness could also be taken into consideration It is difficult to put a cost on the pain and distress of an accident especially when it involves permanent injuries such as being confined to an inchair or blinded But it is essential for victims of accidents to have the support of an attorney when it comes to gathering the necessary evidence to show their losses In some cases the party who was injured will negotiate a settlement without the need to go to trial This is known as a settlement agreement and will usually involve an insurance company The insurance company may employ a multiplier or per diem method to determine the amount of pain and suffering The courts use both the multiplier method and the per diem method to determine the amount of compensation for emotional and physical suffering resulting from accidents Both methods have their pros and cons but the final amount will be decided by the jury A skilled personal injury lawyer will assist victims of accidents injured gather the appropriate proof to make a strong claim for fair compensation Adam S Kutner Associates attorneys can help you in the investigation of your case and also prepare your case for court or a settlement
