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Car Accidents Lawyers Near Me In the United States car accidents are the main cause of injury and death They can be devastating for victims and their families both physically and emotionally If the negligence of someone else causes a car crash the victim could be entitled to compensation This process is complex and requires an attorney to study the scene of the accident gather evidence and deal with insurance companies Insurance Coverage It is essential to know your rights to compensation in the event that you have been injured or suffered property damage in an accident Insurance is one of the most important sources of financial recovery Your insurance policy could be used to pay for medical expenses repairs or replacements of damaged vehicles as well as loss of income during recovery However your insurance provider will only cover up to the policy limits If your injuries are serious or require a significant amount of ongoing medical treatment the cost of such expenses can easily exceed your coverage limits In these instances an action lawsuit could offer the opportunity to recover larger amounts of money to compensate for your losses Employing an experienced New York City auto accident attorney is the best way to get the financial compensation that you are entitled to after an accident Our team at The Law Offices of Benjamin Disraeli will fight to protect your rights and maximize your compensation regardless of the type of insurance you have You may also sue to recover damages for suffering and pain that are not covered by insurance These kinds of losses can be extremely real and you deserve to be compensated for the pain or loss and emotional trauma Insurance companies have an duty to defend that is a legal obligation This is a part of your liability policy which means the insurance company will provide you with an attorney in the event that you are sued due to the damages caused by an auto accident This is good because it means you wont have to pay for your own legal defense This can be especially beneficial in the event of a hitandrun accident in which the other driver might not have insurance In such cases your Personal Injury Protection or Uninsured Motorists UM insurance will cover your medical expenses as well as other losses while the policy of the driver at fault is paid You must notify your insurance company within a certain period of time following an accident This period of time could be as little as five or ten days depending on the policy you have If you do not comply the insurer could cancel the policy and refuse to cover you or provide legal counsel if youre sued Statute of limitations The statute of limitation is a law that defines the time frame you have to file lawsuits against a company or person after a certain event It can affect how long you have to bring a personal injury or wrongful death suit and the amount of damages you will receive Typically the statute of limitation is three years from the date of the accident in New York but there are exceptions to this rule In cases involving wrongful deaths the statute of limitations could be extended It is essential to get in touch with a car wreck lawyer near me immediately to ensure that deadlines are observed If you miss the statute of limitations the claim is likely to be rejected and timebarred Except for a exceptional circumstance your chances of winning a case are virtually zero The court will likely not hear your case if you dont file your personal injury suit within three years of the date of your accident This is true for any lawsuit that is related to a car accident whether youre seeking compensation for your personal injuries or the injuries of a loved one or to get repairs or replacements done to your vehicle or other property damaged in the crash If you were a minor when your accident occurred there is an additional exception to the Statute of Limitations Specifically under the law of tolling which is a legal concept that means courts treat a minor as if they were an adult at the time of their injury the statute of limitations is suspended until the victim is at the age of 18 to file their claim If you are trying to claim personal injury against an insurance company this could be a major issue Because the insurance adjuster is aware that youre not able to sue beyond the time limit it will be difficult to find a fair settlement your behalf This can result in you having to waste time and resources as well as money on the case that might not have been needed initially Comparative Fault In the event of an accident in the car one of the most important aspects to consider is who is responsible In the case of your state a lawyer for car accidents can help you determine who is at fault and who you should sue for compensation The majority of states have the concept of comparative negligence which means that every party involved in the incident can be awarded damages based upon the amount they contributed to the crash joliet car accident attorneys is a good idea for drivers since it allows them to collect damages for injuries and losses There are a few problems with the system This is why you should employ a skilled car accident lawyer to fight on your behalf to receive an amount of money for the injuries They can help you receive the highest settlement possible from the person who caused the accident If the driver who caused the accident does not have insurance and you are not insured you must pay for medical bills and other expenses out of your own pocket This can quickly add up especially if you sustain severe injuries Fortunately there are some states that are able to recognize a true comparative fault system that permits all parties involved in the collision to collect damages even though they are 100 percent responsible for the wreck Thirteen states including California Florida and other states utilize this kind of system The downside is that the amount of damages you can collect will be minimal Thats because this type of system relies on the courts to decide what percentage of the blame was given to the various parties involved in the crash If you are found to be at least 80 percent at fault in an accident you can only claim 40 of the monetary damages This could be a huge issue if the victim suffered serious injuries or lost a lot of time at work because of the accident There are also other comparative negligence systems which permit drivers to claim damages even when their fault is only a small part There are three kinds of comparative negligence contributory negligence pure comparative blame and modified comparative liability Hire an Attorney There are numerous reasons to hire an accident lawyer when youve been injured in a car crash A lawyer can assist in filing a claim with your own insurance company negotiate with the insurance company of the other driver on your behalf and file a personal injury suit against the other party Depending on the extent of the injuries you sustained you could require compensation for the pain and suffering as well as medical expenses lost wages or other damages A reputable lawyer knows how much to demand to ensure that you dont accept less than you deserve An attorney who handles car accidents can help you negotiate with insurance companies to ensure you receive a fair amount of compensation Attorneys can take your case to court if your insurance provider refuses to pay or offers a settlement which does not fully cover your losses An experienced lawyer can help you determine which laws apply to your situation and how local courts interpret the laws This knowledge will help you save time on research and paperwork while you focus on recovering from injuries They can also assist you to determine damages such as medical expenses or lost income as well as diminished earning capacity This will help you get the money you need to pay for your losses and recover from your injuries If your injuries are serious and severe you may need a large amount of compensation to cover medical visits surgeries or physical therapy as well prescription medication These damages can help you cope with the longterm consequences of your injuries including chronic pain and mental distress A lawyer will establish that the driver who caused the accident was responsible for your financial losses and injuries It can be a difficult task as many factors go into determining fault You should contact an attorney as soon as you can after the accident This will enable them to examine your case gather evidence and discuss with the insurance company of the other party on your behalf The best car accident lawyers in my area should have a track record of fighting for the rights of injured victims They will know how to secure large settlements and verdicts when insurance companies try to deny the value of your claim