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Car Accidents Lawyers Near Me Car accidents are among the leading causes of injuries and death in the United States They can be devastating to the victims and their families both emotionally and physically If negligence by someone else causes a car accident the victim could be entitled to compensation This is a complicated process and requires an attorney to look into the accident scene collect evidence and deal with insurance companies best car crash attorney If you have suffered injuries or property damage from an automobile accident it is essential to know your rights to be compensated Insurance is among the most important sources of financial recovery Your policy may cover your medical expenses repair or replacement of damaged vehicles as well as the loss of income in the process of recovering from your injuries Your insurance company will pay the limits of your policy If your injuries are serious or require a lot of ongoing medical care the coverage limits might not be sufficient to cover the expenses In these instances an action lawsuit could offer the possibility of recovering larger amounts of money for the losses you have suffered Employing a seasoned New York City auto accident attorney is the best option to get the financial compensation that you are entitled to following an accident Our team at The Law Offices of Benjamin Disraeli fights to protect your rights and maximize your compensation regardless of the type of insurance coverage you have You may also sue to seek damages for pain and suffering that are not covered by insurance These kinds of losses are usually real and you are entitled to the full and fair amount of compensation for the pain or loss of enjoyment and emotional stress Insurance companies have an duty to defend which is a contract This is part of your liability insurance policy and means that the insurer will provide a lawyer when you are sued for damages due to an automobile accident This is a good idea because it will make sure that you dont have to cover the expenses of representing yourself in court This can be particularly beneficial in the event of a hitandrun accident in which the other driver might not have any coverage In such cases your Personal Injury Protection or Uninsured Motorists UM coverage will cover your medical costs as well as other losses while the policy of the motorist at fault is paid You must contact your insurance provider within a certain period of time following an accident This period could be as short as 5 or 10 days depending on the language of your policy If you fail to do so the insurance company can void your insurance and refuse to provide you with a lawyer or coverage in the event of a lawsuit Statute of limitations The statute of limitations is a statute that outlines how long after certain events you are able to bring legal action against an individual or company The statute of limitations can determine the length and amount of time that you must bring a personal injury or wrongful death lawsuit Typically the statute of limitations is three years from the date of the accident in New York but there are exceptions to this rule In cases of wrongful death the statute of limitations could be extended It is important to get in touch with a car wreck lawyer near me as soon as you can to ensure all deadlines are adhered to One of the most important things to know about the statute of limitations is that if you miss the deadline the claim will most likely be deemed to be untimely and rejected The chances of winning virtually zero unless there is a rare exception The court will likely not be able to hear your case if do not submit your personal injury lawsuit within three years from the date of the accident This is the case for any lawsuit relating to an accident in the car whether you are suing for your own injuries or those of a loved one or for the repair or replacement of your vehicle or property damaged in the crash If you were a minor when your accident occurred theres another noteworthy exception to the Statute of Limitations In particular under the law of tolling which is an legal term that implies courts treat minors as when they were adults at the time of their accident the statute limitations is suspended until the person reaches the age of 18 in order to file a claim This can be a huge issue if youre trying pursue a personal injury claim against an insurance company Insurance adjusters is likely to find it difficult to negotiate on your behalf since they know that you cannot sue after the statute of limitation has expired This can result in you having to waste time and money on a case that might not have been necessary to start with Comparative Fault When it comes to an automobile accident one of the most important issues to consider is who is responsible A lawyer who is involved in car accidents can assist you in determining who is responsible and who you should sue The majority of states have a system of comparative negligence which means that every party involved in the incident can be awarded damages based upon the amount they contributed to the crash This is beneficial for drivers because it allows them to collect compensation for any injuries or losses However there are also some problems with this system which is why it is suggested that you hire an experienced car accidents lawyer to fight for your right to get compensation for your losses These attorneys can ensure that you have the best chances of getting an appropriate settlement from the driver who was at fault If the atfault driver does not have insurance you will have to pay for medical bills and other expenses out of pocket This can quickly increase especially if your injuries are severe Fortunately there are some states that have a pure comparative fault system It permits all parties involved in the collision to collect damages even if theyre 100 percent accountable for the crash This kind of system is followed by thirteen states which include California and Florida But the downside is that youll only be in a position to recover a tiny amount of damages Thats because this type of system relies on the courts to decide the proportion of blame assigned to each party involved in the crash This means that if you were found to be at least 80 percent at fault for the accident the only thing you could recover is 40 percent of the monetary damages This could be an issue if the crash caused you to suffer severe injuries or even lose a large amount of work hours There are also other systems of comparative negligence which permit drivers to claim damages even when their fault is just one small percentage There are three types of comparative negligence that are contributory negligence pure comparative blame and modified comparative liability Employ an attorney If youve been injured in a car crash there are plenty of reasons to employ an attorney An attorney can assist you in filing a claim with your insurance company negotiate with the insurance company of the other driver on your behalf and pursue a personal injury lawsuit against the other driver Depending on your injuries depending on your injuries compensation may be required for pain and suffering You may also need compensation for expenses for medical bills or lost wages as well as other damages A professional lawyer knows how you should ask for so you dont settle for less than youre entitled to A lawyer for car accidents can negotiate with insurance companies to help you get fair compensation Your attorney can bring your case to court if your insurance company refuses to accept your claim or offers a settlement that is not enough to cover your losses An experienced lawyer can assist you in determining the law that applies to your situation and how the local courts interpret the laws This knowledge will cut down in the form of paperwork and research while allowing you to concentrate on your recovery You can also make use of them to calculate damages such as medical expenses as well as lost income and a decrease in earning potential This will assist you in obtain the money you need to cover damages and recover from injuries If your injuries are serious you may require an enormous amount of compensation to pay for doctors visits surgeries physical therapy as well as prescription medications These damages can also help you deal with the longterm effects of your injuries such as chronic pain and mental distress A lawyer will work to establish that the driver who caused the accident was liable for your financial losses and injuries This can be a challenge due to many aspects that determine the fault As soon as possible you should speak with an attorney This gives them the chance to investigate your case gather evidence and handle negotiations with the other partys insurance company on your behalf The best car accident lawyers near me should have a proven track record of fighting for injured victims rights Theyll be able to secure massive verdicts and settlements in the against insurance companies attempts to diminish the value of your claim