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Car Accidents Lawyers Near Me In the United States car accidents are the leading cause of death and injury They can be devastating physically emotionally and financially for the victims and their families If the negligence of someone else causes a car accident the victim may be in a position to file a lawsuit and claim compensation This process is complex and requires an attorney to study the scene of the accident gather evidence and bargain with insurance companies Insurance Coverage If you have suffered injuries or property damage in an automobile accident it is important to know your rights to compensation Insurance is one of the most important sources of financial recovery Your insurance policy could cover your medical expenses repairs or replacement of damaged vehicles as well as lost income while you recover from your injuries Your insurance company will only cover the policy limits If your injuries are severe or require a significant amount of ongoing medical treatment The cost of these expenses could easily exceed your coverage limits In these instances the possibility of a lawsuit can give you the chance of recovering more cash for your losses Employing a seasoned New York City auto accident attorney is the best option to get the financial compensation you are entitled to after an accident Our team at The Law Offices of Benjamin Disraeli will fight for your rights and maximize your compensation regardless of the kind of insurance you have A lawsuit could also assist you in obtaining damages for pain and suffering that arent covered by your insurance company These types of injuries can be very real and you deserve to be compensated for your pain or loss and emotional trauma Insurance companies have an duty to defend that is contractual This is a part of your liability insurance policy It implies that the insurance company will offer a lawyer if you are sued for damages from an auto accident This is a good thing because it helps make sure that you dont need to cover the expenses of the legal defense you need to take This is particularly useful in the case of hitand run accidents in which the other driver might not have insurance In these situations your Personal Injury Protection or Uninsured Motorists UM coverage will cover your medical expenses and other losses while the policy of the atfault driver is paid You must notify your insurance company within a specific amount of time following an accident This time period may be as short as five or ten days depending on the policy you have If you do not the insurer could revoke the policy and refuse to cover you or provide you with a lawyer if you are sued Statute of Limitations The statute of limitations is a law that says how long after certain events you may take legal action against an individual or company It can affect how long you must bring a personal injury or wrongful death lawsuit as well as the amount of damages that you can claim In New York the statutes of limitations are usually three years after the date of the incident however there are exceptions It could be extended in the case of wrongful death Therefore its crucial to contact a lawyer for car accidents near me as soon as possible to ensure that deadlines are followed and your rights are protected One of the most important aspects to know about the statute of limitations is that if you miss the deadline your claim will most likely be deemed to be untimely and rejected If theres no rare exception the chances of winning a case are nearly none The court will probably never take up your case if dont make a personal injury claim within three years from the date of the accident Its the same with any lawsuit arising out of a car accident whether its for injuries to you or your loved ones or the repair or replacement of your vehicle or any other property damaged in the collision Another noteworthy exception to the statute of limitations is when youre a minor at the time of your accident Particularly in the context of tolling which is an legal term that implies courts treat a minor as when they were adults at the time of their accident the statute limitations is paused until the victim reaches age of 18 in order to file a claim This could be a huge problem if youre trying seek a personal injury claim against an insurance company Because the insurance adjuster is aware that youre not allowed to sue beyond the time limit it will be difficult to negotiate a fair settlement on your behalf This can lead to you losing time money and resources on a lawsuit which may not have been needed in the first in the first Comparative Fault In the event of an accident in the car one of the most important factors you should think about is who is at fault A lawyer for car accidents can help you determine who is at fault and whom you should sue The majority of states have a system of negligence that is comparative meaning that every party could be awarded damages dependent on the extent of their involvement in the accident This can be a good idea for drivers since it makes it easier to collect compensation for losses and injuries There are a few problems with the system This is the reason why you should hire an experienced lawyer for your car accident to fight on your behalf to receive monetary compensation for injuries These lawyers will ensure that you have the highest chances of getting a fair settlement from the driver who was at fault Youll be responsible for paying medical bills as well as other expenses when the driver who caused the accident is not insured This can quickly increase especially if your injuries are severe There are some states that have the system of comparative fault that is pure This allows all parties in the collision to claim damages even if they were 99 percent at fault This type of system is a requirement in thirteen states including California and Florida However the drawback is that youll be in a position to recover a tiny amount of damages This is because this system relies on the courts to decide which percentage of blame was attributable to each of the parties involved in the crash If you are found to be at least 80 percent responsible for an accident youll only recover 40 of the monetary damages This could be a major problem if you suffered serious injuries or lost a lot of time at work because of the accident There are other kinds of comparative negligence systems that permit all drivers to claim their losses even if they are partially at the fault These include contributory negligence pure comparative fault and modified comparative fault Hire an attorney If youve been injured in a car accident there are a number of reasons why you should hire an attorney A lawyer can assist you submit a claim to your insurance company negotiate with the insurance company of the other driver company on your behalf or even pursue a personal injury lawsuit against the other driver Depending on the extent of your injuries you could require compensation for suffering and pain as well as medical expenses lost wages or other damages A good lawyer knows how much you should be asking for so that you dont accept less than you deserve daly city car accident lawsuits for car accidents can help you negotiate with insurance companies to ensure you receive a fair amount of compensation Your lawyer may present your case in the court if the insurance company denies you or offers a settlement that doesnt fully cover your losses An experienced attorney can help you determine the laws that apply to your situation and how the local courts interpret the laws This will save you time on paperwork and research while allowing you to focus on your recovery You can also use them to calculate damages such as medical costs loss of income and diminished earning potential This will help you receive the funds you need to cover your losses and recover from injuries If your injuries are serious then you might require the most extensive amount of compensation in order to pay for medical appointments surgery physical therapy and prescription drugs These damages may also aid you in dealing with the longterm consequences of your injuries like persistent pain or mental distress A lawyer will work to establish that the other driver was accountable for your injuries and financial losses It can be a difficult task since a lot of factors go into determining who is at fault As soon as possible you should call an attorney This will give them a chance to examine your case collect evidence and take care of negotiations with the other partys insurance company on your behalf The best car accidents lawyers near me will have an impressive track record of fighting for the rights of the victims They know how they can win large settlements and verdicts when insurance companies attempt to deny the value of your claim