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Why You Should Consult With an Auto Accident Lawyer Floridas no fault auto insurance law covers injuries and property damage unless the negligent driver was uninsured Its important to consult with an attorney in the event of a car accident prior to making a recorded or written statement to an insurance company If your case goes to court oral and written statements could be used against you A lawyer who has experience can present your case in the best possible light Damages There are two broad categories of damage a victim may receive after a car crash both economic and noneconomic Economic damages are measurable losses that can be easily established They include medical expenses lost wages and repairs to vehicles Noneconomic damages are harder to quantify They could include things like suffering and pain as well as loss of enjoyment life and emotional stress An experienced lawyer for car accidents can help victims claim their maximum amount of compensation They can also lobbie to obtain a fair settlement from the insurance company of the driver who was at blame They could even take the case to trial when the insurance company refuses to pay the full amount A good car accident lawyer must ensure that victims are held accountable for all of their expenses and losses They can do this by collecting as much evidence as they can at the scene of the accident They can for example capture images of the scene of the accident and collect information from witness This will ensure that the insurance company does not attempt to undervalue a claim or refuse to accept it at all A lawyer from a car accident can also help victims calculate their total costs This includes past and future medical treatment as well as any expenses related to home care or hiring someone to perform chores or cook if the accident has made it difficult for the victim to carry out these tasks Medical bills Medical bills can quickly pile after a car crash Even if auto accident law firm iowa insured for no fault or an award from an injury lawsuit but the bills will not go away You need to pay them now not later There are two ways to speedily pay medical bills through your health insurance or your car insurance In New York the former is known as Med Pay and covers the first medical expense following an auto accident regardless of who was the cause The latter is typically stateprovided Medicare or through private insurance plans Always consult a doctor if you feel sick or if your injuries dont appear to be serious A quick assessment will ensure that your injuries including internal injuries are diagnosed and treated Your visit will also produce medical records that can be vital in a lawsuit If youve exhausted the two options above you can then turn to the driver at faults liability policy if it is sufficient to cover any damage Keep in mind though that you will have to pay your own deductible and copays first Once an agreement is reached with the responsible party you will be reimbursed for all costs related to the accident This is why its crucial to keep the track of all your expenses as well as any expenses you pay out of your pocket Loss of wages In addition to medical expenses and property damage a major crash can also result in lost wages If you are unable to work because of injuries from a crash it can be extremely stressful to meet your financial obligations every day You may have to rely on your own savings or borrow from family members until your case is settled A New York car accident lawyer will examine your case to determine whether you have an adequate claim In cases involving car accidents Judges award compensatory damages to compensate you for the money you would have earned had it not been for your injury Hourly wages overtime and benefits are all covered under the definition of economic damages This amount of money is designed to restore you to the financial situation you were in before the accident A judge will calculate the amount of money youve lost if you miss work due to your injuries by looking at a letter that confirms the plaintiffs salary or hourly wage and the time you were absent from work Other documents that are relevant include paycheck stubs bank statements profitandloss accounts and tax returns A lawyer who handles auto accident claims compensation for future earnings lost This is a complex component of your injuries that could be difficult to prove and will require the assistance of an expert witness Suffering and pain You may be left with unpaid medical expenses damage to your property and lost income if you suffer an accident that is serious There is also the possibility of suffering emotional and psychological trauma You may be entitled to compensation for the suffering and pain youve endured A lawyer can help you get the money youre entitled to A lawyer can also help you navigate dealing with insurance companies Since insurance adjusters have their own financial interests at heart they will often attempt to limit or deny your claim A lawyer for car accidents can help you avoid these tactics and negotiate an equitable settlement for your losses and injuries Keep track of all the expenses and property damage you incurred as a result of the accident This includes repair estimates medical bills and receipts for damaged items Photograph your injuries and the scene of the accident You should avoid discussing the accident with anyone except medical professionals and police officers A lawyer can also help determine who is at fault for the accident New York is a comparative fault state which means that the amount of the damages you incur will be diminished by your percentage of responsibility In certain cases the party responsible could be a city corporation or state agency or an organization that provides public transportation or sanitation company
