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How Much Is Your Auto Accident Compensation Worth Damages resulting from car accidents are designed to compensate victims for their losses auto accident lawsuit san jose of the damages include medical bills property damage and the pain and suffering In New York you have three years from the time of an accident before you start a lawsuit But if you wait too long could endanger your case In time evidence may be lost or destroyed witnesses may forget crucial details Damages In the event of a crash victims may be compensated for their economic losses such as medical bills or lost wages They may also be awarded compensation for noneconomic damages like pain and suffering The amount you are entitled to depends on the severity of your injuries and the impact theyll have on your life A skilled attorney for auto accidents can help you determine the worth of your injuries and the damage to your property and negotiate a fair settlement with the insurance company Insurance companies are in the business to make money This means they will attempt to settle your claim for as little as they can You need an attorney who will fight to get the maximum amount youre entitled to You may also be eligible to claim compensation if you have personal items that were damaged during the accident Jewelry clothes and shoes are all included You can also receive reimbursement for expenses related to housekeeping gardening or childcare if you are unable to perform these tasks because of injuries Your deductible is also a part of the equation when determining how the value of your claim will be You must pay your deductible first before the insurance company starts to pay for the damages You may then sue the person at fault to recover any remaining damages Medical bills The medical expenses that result from a car crash can quickly grow The cost for an ambulance ride hospital stay and inpatient treatment could be tens of thousands of dollars or more Furthermore the cost of prescription drugs physical therapy and other treatment options can increase as the victim gets better The driver at fault is accountable for the cost of a victims loss as well as medical expenses in the event that they are found to be responsible in the course of a lawsuit However the law doesnt generally require an atfault driver to pay their medical bills of their victim on a regular basis If you dont live in a state that is a nofault state the first step for receiving reimbursement for medical expenses is to apply for PIP coverage personal injury protection The insurance coverage can cover all or the majority of your medical costs subject to the policy limits You should also submit a claim to the insurance policy of the driver who is at fault for any liability coverage they carry in addition to the uninsured motorist coverage of your own insurance policy These policies can reimburse you for your medical costs but they often have deductibles or other terms A skilled lawyer can assist you in navigating the process of getting your medical bills paid This will enable you to reduce the amount you spend on medical expenses and instead focus on your recovery Loss of wages Accidents involving cars can cause you to miss work This could leave you with no income and unable to pay your bills You could be required to borrow money from relatives or friends Settlements can take a long time During this time its possible that youll have to pay your bills yourself and wait for the settlement You may be able to recover lost wages if youve been injured in a car accident This could include hourly wage and salary but could also include other financial advantages such as bonuses and raises Your lawyer can assist you calculate your actual loss of earnings You can file a claim for lost wages with a nofault insurance company or a lawsuit against the atfault party The typical claim will involve medical expenses proof that you missed work due to injuries and a record of your diminished earning capacity This is sometimes called the demand package Youll need to provide a letter from the employer verifying the details of your job including the days you were absent because of your injury as well as the hours you typically work Youll also have to provide your pay stubs and tax documents An attorney can help gather these documents and prepare an impressive demand package to present to the insurance company or judge in your case Pain and suffering Certain expenses incurred in accidents can be calculated right down to the penny like medical bills emergency services surgery medications lost wages etc but others cannot These damages that are not quantifiable are known as pain and suffering and play an important aspect of the claim for compensation of a victim Pain and suffering includes both the physical and emotional consequences of an accident The injuries of a victim can have a lasting impact on their life leading to permanent disabilities or even death Someone who has suffered a debilitating head injury for instance is likely to never be capable of working or functioning normally These kinds of injuries typically need a substantial settlement In most instances the amount of pain and suffering a victim receives is determined by the severity of the injury and the impact it has had on their life An experienced attorney will examine the specifics of your case to determine an appropriate settlement They will utilize previous settlement amounts for similar accidents injuries as a guideline to give you an idea of how much your case is worth In reality insurance companies frequently attempt to deny victims who claim suffering and pain by claiming that their emotional or physical injuries are not serious enough A skilled lawyer will stand up to such tactics and negotiate on your behalf with the insurer to ensure that you receive an honest settlement
