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Motor Vehicle Compensation Motor vehicles include trucks cars buses motorcycles and even airplanes Motor vehicles include cars and trucks buses motorbikes and even planes Two studies revealed that interacting with insurance companies when seeking compensation for an auto accident was associated with increased levels of anxiety Further research is required to understand why this happens Damages The value of a motor vehicle crash claim is determined by the specific costs and the damages you have sustained An attorney for personal injury can help you determine the appropriate amount of compensation for your specific circumstances Damages are typically classified as special and general Special damages are the ones that can be calculated such as car repair or medical bills General damages are more difficult to estimate and include noneconomic factors like pain and suffering If your injuries are serious enough to qualify under New York law as a serious injury you could be entitled to compensation that is above and over what an insurance company will offer you If you suffer from a permanent disability that seriously affects your quality of life and quality of life you may be entitled to compensation for loss of consortium as well as other noneconomic damages You may also be eligible to recover the cost of using taxis public transportation or ridesharing services if you were unable to not drive following your crash You can also recover expenses to maintain your yard or home if you are unable to maintain it due to injuries You may be able claim the loss as a resale for your vehicle that has been damaged In some instances the atfault party could be ordered to pay punitive damages when there is evidence that the defendant purposely caused the accident These damages are intended to penalize the responsible party for recklessness or recklessness Medical bills Medical bills can be expensive for those who suffer from motor accident in a vehicle motor vehicle accident attorney miami gardens for car insurance offer medical payment coverage also called medical pay that can assist in paying these costs In most instances the coverage is available regardless of who was the one responsible in the crash It is important to remember that medical coverage is not meant to be a replacement for health insurance A victim should always file an initial claim to their own car insurance company before filing an insurance claim against the driver who was at fault It is also possible to get reimbursement for expenses such as transportation costs to and from medical appointments However a victim must be careful about keeping track of and storing receipts for mileage expenses in order to ensure that they receive fair compensation The NoFault policy can also provide compensation for the loss of wages if theyre unable to work because of injuries The maximum amount that may be collected is 2000 a month for a maximum of three years The NoFault company can also be legally required to pay the full amount of any Disability Workers Compensation or Social Security benefits that are received by the victim Even if financial assistance might be available it could take months or even years to settle a satisfactory agreement In the meantime medical debt collection agencies could be calling to collect the debt and unpaid bills may cause a significant damage to a victims credit score To avoid this a victim should establish an attorneyclient relationship with a law firm that offers representation in auto accident cases Loss of wages A car accident can leave you in a state of financial stress If youre unable to work medical bills credit card debt and loan payments can mount up The loss of income can cause stress for your family You can recover lost wages from your car accident lawyer You will need to provide documents to prove that you lost wages This includes proof of your earnings your hourly wage and the number days missed because of injury This could be the letter from your employer pay stubs bank statements tax returns and much more The process of proving your income is more difficult if are a selfemployed professional or work on commission Your experienced car accident attorney will assist you in gathering all the evidence needed to prove your claim You can only recover lost wages as part of a car accident claim They cannot be recovered through disability or workers compensation insurance as this would be considered a double recovery The insurance company that is nofault will send you to a doctor they have hired to evaluate you and determine whether in their opinion your injuries prevent you from working This is referred to as an independent medical exam IME and you must be aware that the physician who conducts your IME is biased towards the insurance company Pain and suffering As opposed to medical bills or lost wages it is difficult to determine the value of the pain and suffering that result from a vehicle crash The emotional trauma caused by the trauma of a car crash can be more debilitating than the physical injuries A person suffering from PTSD may experience insomnia or anxiety which can make it difficult for them to sleep well or they may be unable to drive due to anxiety about another crash An attorney can assist you determine the value of your noneconomic damages and engage with a jury in order to decide on the amount they should award for your suffering and pain The severity of your injuries and their impact on your daily life could be a significant factor in this figure as well and it could be beneficial to keep a log to keep track of how the injury affects you or having family members or friends make written statements about your condition Some states have a limit on the amount of compensation for pain and suffering New York does not have a cap but victims are only able to make a claim and seek damages for serious injuries It is important to speak with an Manhattan lawyer for car accidents to understand the true cost of your injuries and also how to prove that you deserve an adequate amount of compensation for your economic and noneconomic losses
