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Motor Vehicle Legal Terms The laws governing motor vehicles are different between states In general laws assume that a vehicle was operated with the consent of the owner The mortality rates are influenced by laws that increase penalties and make revocation automatic or specifically target social hosts All of these measures such as obligatory education alcohol treatment and interlock devices have a slight effect Legal Definitions State laws govern the legal definitions of motor vehicles The different definitions of federal law used for matters pertaining to national requirements for fuel efficiency and licensing requirements for commercial vehicle drivers serve mostly to serve administrative purposes and do not apply to states that decide their own registration classifications These vehicle classifications determine if a motorist requires an additional license to operate certain types vehicles These state laws define the terms automobile light truck and others As an example an example a light truck is any vehicle with an rated capacity of less than 7500 pounds This excludes pickup trucks as well as panel delivery trucks Also it does not include any vehicle or combination of vehicles specifically designed to transport passengers or property completely within its own structure including trailers and manufactured homes A wheel chair is a device with wheels It is typically used by those who have physical disabilities that make them cannot move around as pedestrians A moped is a vehicle with not more than three wheels on the ground and that travels at maximum speed of 35 miles per hour A pedicab also known as pedaldriven vehicle is driven by the driver sitting on the top of it The owner of an automobile is the person who has the legal title Traffic Laws Each state has its own set motor vehicle laws that cover everything from registration procedure to the insurance requirements The laws also deal with the kinds of vehicles covered by law Some of these laws are identical across states however others vary considerably For instance there are laws that limit the number of people you can carry in a pedicab There are laws that prohibit reckless driving on certain types of roads including parking lot Any person who operates a motor vehicle that is in violation of these laws could be penalized and liable for fines for violating these laws The penalties range from being able to have your drivers license suspended to being required to attend an traffic school One of the most important laws a state has regarding vehicles is the one that governs the speed limits set on roadways In New York for example it stipulates that the speed limit for commercial vehicle is similar to that of an automobile The law also defines the definition of the term motor vehicle This includes every description of a carriage or other contrivance that is propelled by mechanical energy and used on a highway for the transportation of persons or property or for other commercial use The law excludes trailers coaches semitrailers allterrain and snowmobiles motorized mobility assist devices used by disabled people and selfpropelled corn as well as hay harvesting machines Insurance A motor insurance policy for vehicles is an agreement between the insured and the insurer that protects against financial losses arising from the liability for bodily injury property damage to a thirdparty arising out of the ownership or operation maintenance or use of a covered car It can also offer protection against physical damage to the covered vehicle itself It must mention the address and name of the named insured and the amount of coverage offered by the policy the cost payable the duration of its effectiveness and the limits of liability motor vehicle accident attorney wyoming must also include an agreement or endorsement that insurance is provided thereunder in accordance with the coverage specified therein as respects bodily injury or property damage and is subject to all rules of this chapter Duncanville law firms often suggest that people read the sample motor vehicle policy in order to be aware of the terms One of the biggest areas of confusion is the definition of motor vehicle The phrase is used frequently in statutes that govern registration of vehicles as well as financial responsibility laws Examples of coverages under a motor policy include commercial auto coverage for automobiles that are used for commercial and business establishments or other activities employment or occupations done for profit and automobile liability insurance which covers PIP MP and uninsured and underinsured motorist coverage UMUIM This type of insurance is required by a number of states Permissible Use It is crucial to understand what insurance coverage is available when someone other than the named insured or a family member is driving your vehicle and causes an accident This is called permissive usage The specifics of your insurance policy could vary but a majority of major car insurers offer this type coverage However it is important to remember that the person driving your vehicle must have your permission for you to be held liable for any damages Permission may be granted in the form of a written statement or implied and it typically does not need to be recorded To determine if there is implied consent courts look at the relationship of the parties their past behavior and the use of the vehicle as well as the circumstances surrounding a specific driving incident A court will also look at whether there were any restrictions placed on the permissive usage and if any minor deviations from the duration location or restrictions of the permission would violate of these restrictions Keep in mind that adding another driver to your car insurance is likely to cause your premium to go up since it makes the vehicle more risky to insure It is important to evaluate your options prior to giving your vehicle over to someone else Contact Jerry for a free insurance quote and discuss your policy terms
