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Car Accidents Lawyers Near Me Car accidents are among the most frequent causes of injury and deaths in the United States They can be devastating for the families of victims both physically and emotionally If someone elses negligence results in an accident in a car the victim could be entitled to compensation This process is complex and requires an attorney to investigate the scene of the accident and collect evidence and negotiate with insurance companies Insurance Coverage If youve been injured or property damage in an automobile accident It is essential to know your rights to be compensated One of the first sources of financial recovery is insurance Your policy may cover your medical expenses repair or replacement of damaged vehicles and lost income while you recover from your injuries However your insurance provider will only cover the limits set by your policy If your injuries are severe or require a significant amount of ongoing medical treatment the cost of such expenses can easily exceed your insurance coverage limits In these situations it is possible to pursue a lawsuit for the chance to recover greater amounts of money for your losses The best way to ensure that you get the financial compensation you deserve after an accident is to hire an experienced New York City car accident attorney Our team at The Law Offices of Benjamin Disraeli will fight for your rights and maximize your compensation regardless of the kind of insurance you have A lawsuit can also help you get damages for pain and suffering that arent covered by your insurance company These kinds of damages are usually real and you deserve to receive an adequate and fair settlement for your suffering as well as loss of enjoyment and emotional stress Insurance companies have a duty to defend which is a contractual obligation This is part of your liability insurance policy This means that the insurer will provide a lawyer when you are sued for damages caused by an automobile accident This is a great idea because it will make sure that you dont need to pay the costs of the legal defense you need to take This can be especially beneficial in the event of a hitandrun accident in which the other driver might not have any coverage In such instances your Personal Injury Protection or Uninsured Motorists UM coverage will pay your medical costs and other expenses while the policy of the driver at fault is paid You must contact your insurance company within a certain timeframe following an accident This time period can be as short as 5 or 10 days depending on the language of your policy If you do not comply the insurer may cancel your insurance and refuse to provide you with coverage or a lawyer in case of a lawsuit Statute of Limitations The statute of limitations is a law that says how long after certain events you are able to pursue legal action against a person or company It could affect the time you are required to file a personal injury or wrongful death suit and the amount of damages you receive In New York the statutes of limitations usually run for three years after the date of the accident although there may be exceptions In wrongful death cases the statute of limitations could be extended It is crucial to speak with a car accident lawyer near me immediately to ensure that deadlines are observed If you fail to meet the statute of limitations the claim is almost certain to be rejected and timebarred Unless theres some kind of rare exception your chances of winning a case are virtually zero The court will probably never be able to hear your case if dont bring a personal injury suit within three years of the date of your accident new haven car accident attorney is true for any lawsuit that is related to an accident that involves a vehicle whether you are suing for your own injuries or the injuries of a loved one You can also sue to seek repairs or replacements for your vehicle or other property damaged in the crash Another noteworthy exception to the statute of limitations is if youre an underage person at the time of your accident The time limit is suspended until the victim turns 18 years old This is due to the tolling law that is a concept in the law that states courts treat minors as adults when they suffered their injury This could be a huge issue if youre trying seek a personal injury claim against an insurance company The insurance adjuster will be unable to negotiate on your behalf since they are aware that you cannot sue after the statute of limitations has expired This could result in you spending your time money and resources on a lawsuit that might not be necessary in the first place Comparative Fault In a car crash it is important to identify who is to blame A car accident lawyer can assist you in determining who is responsible and who you should sue The majority of states have a system of comparative negligence which means that each participant in the crash can collect damages based on how much they contributed to the crash This can be a beneficial thing for drivers as it allows them to collect damages for injuries and losses There are a few issues with the system This is the reason why you should hire an experienced car accident lawyer to represent you to get the compensation you deserve for your injuries They can assist you to obtain the most favorable settlement from the driver at fault If the driver who caused the accident is not insured then youll have to pay for your medical bills and other expenses out of pocket It can be costly especially if you sustain severe injuries There are a few states that have a pure comparative fault system This permits all parties involved in the collision to collect damages even though they are 99 percent responsible for the wreck This kind of system is used by thirteen states which include California and Florida The disadvantage is that the amount of damages you can get is minimal This is because the courts will determine the percentage of fault that each person involved in the accident has This means that if you are determined to be the majority at fault for the accident and you were found to be at fault you can only claim 40 percent of your financial damages This could be problematic if the incident caused you to suffer serious injuries or even lose a large amount of work hours There are other kinds of comparative negligence systems that allow any driver to claim their losses even if they were partly at the fault There are three kinds of comparative negligence which are contributory negligence pure comparative blame and modified comparative liability Employ an attorney There are a myriad of reasons to engage an accident lawyer after being injured in a car crash An attorney can help you file a claim with your own insurance company or negotiate with the insurance company of the other driver on your behalf and even file an injury lawsuit against the other driver Depending on your injuries depending on the severity of your injuries compensation could be required for the pain and suffering You could also require compensation for medical expenses loss of wages or other damages A knowledgeable lawyer will know much to ask for to ensure that you dont settle for less than you deserve A lawyer for car accidents can negotiate with insurance companies to help you secure fair compensation Attorneys can present your case in the court if your insurance company refuses to pay or offers a settlement that does not fully compensate you for your losses An experienced attorney can assist you in determining which laws are applicable to your case and how local courts interpret them This knowledge will help you reduce time spent in the process of research and paperwork while you focus on recovering from injuries They can also help you determine the amount of damages you are liable for including medical expenses or lost income as well as diminished earning capacity This will help you to get the money that you need to cover your losses and recuperate from injuries If your injuries are severe and severe you may need a large amount of compensation to pay for doctors visits surgeries physical therapies and prescription medication These damages could help you deal with the longterm consequences of your injuries such as persistent pain or mental distress A lawyer will show that the other driver was liable for your financial losses and injuries This isnt easy because a variety of factors play into determining fault It is recommended that you speak to an attorney as soon as possible after the accident This will enable them to investigate your case collect evidence and deal with the insurance company of the other party on your behalf The best car accident lawyers in my area should have a proven track record of fighting for injured victims rights They will know how they can win huge settlements and verdicts when insurance companies try to reduce the value your claim