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How Much Is Your Auto Accident Compensation Worth auto accident attorney laredo caused by car accidents are aimed to compensate victims for their losses Some of these include the cost of property damage as well as medical bills Other damages are not economic like suffering and pain In New York you have three years following an accident to file a lawsuit However waiting too long can hurt your case Over time evidence may be lost or destroyed witnesses may forget crucial details Damages In the case of a car accident victims can be awarded compensation for economic losses such as medical bills or lost wages In addition they could receive compensation for damages that are not economic like pain and discomfort The amount of compensation you are entitled to depends on how serious your injuries are and the impact theyll have on your life A skilled attorney for auto accidents will help you determine the value of your injuries and the damage to your property and negotiate an acceptable settlement with the insurance company Insurance companies are in business of making money This means that they will attempt to settle your claim for as little as possible You require an attorney who will fight for you to obtain the maximum amount you deserve In addition to the expense of repairing your vehicle you may also claim compensation for personal items that were damaged during the collision These include your clothes shoes and jewelry You may also receive compensation for the costs of housekeeping gardening or childcare if you are unable to do these tasks due to your injuries In determining the amount of your claim your deductible will also be taken into consideration Youll need to pay your deductible before the insurance company starts to compensate you for your losses You can then file a lawsuit against the driver who was at fault to recover any remaining amounts of your losses Medical bills Medical expenses arising from a car crash can quickly rise The average price for an ambulance ride hospital stay and inpatient treatment can reach tens of thousands of dollars or more Moreover the cost of physical therapy prescription medications and other treatment options can continue to rise as the victim gets better The driver at fault is accountable for settling the victims losses including medical expenses in the event that they are found to be responsible in a lawsuit However the law does not normally require the atfault party to pay for their victims medical bills on an ongoing basis If you dont reside in a state that is a nofault state the first step for getting reimbursement for medical expenses is to apply for PIP coverage personal injury protection Depending on your policy limits the coverage may be able to cover the majority or all your medical expenses You should also make a claim against the liability coverage of the motorist at fault as well as your own uninsured driver policy These policies can reimburse you for your medical expenses but they generally come with deductibles or other conditions An experienced lawyer can help you navigate through the process of obtaining reimbursement for medical expenses This will save you from having to spend your personal income on medical treatment and allows you to focus on recovering Lost wages Accidents involving cars can cause you to miss work This can result in you being with no income and unable to pay your bills You may have to borrow money from friends or family members It could take months to settle your case In that time you must continue to pay your bills out of your own pocket and then wait for the settlement A claim for lost wages can aid you in recovering the money you could have earned not for the injuries sustained in your car accident This can include hourly wages and salary but can also include other financial benefits like raises and bonuses Your lawyer can determine the exact amount of lost earnings You can make a claim through an insurer with no fault or sue the party at fault for lost wages The typical claim will involve the cost of your medical bills proof that you were unable to work due to injuries as well as documentation of your loss of earning capacity It is commonly described as demand packages Youll need an official letter from your employer providing proof of your employment which includes the days you were absent due to injuries as well as the hours that you work on a regular basis Youll need your paystubs tax documents and other relevant documents An attorney can help collect these documents and create an appealing demand package to present to the insurance company or judge in your case Pain and suffering While some costs associated with crashes can be figured to the pennysuch as emergency services medical bills surgery costs medications and lost wages other expenses are not These unquantifiable damages are calledpain and suffering and play an important aspect of the claim for compensation of a victim Pain and suffering includes both the emotional and physical consequences of an accident A victims injuries may cause lasting damage to their lives leading to permanent disability or even death A victim with a debilitating head injury for example may never be able to work or function normally These types of injuries often require a substantial settlement In most cases how much pain and suffering an injured victim receives is determined by the severity of the injury and the impact it has had on their life An experienced lawyer will investigate the specifics of your case and determine an appropriate amount for settlement They will use previous settlement amounts for similar injuries as a guideline to give you an idea of how much your case is worth Insurance companies attempt to deny the claims of victims for suffering and pain in the belief that their injuries are not sufficiently severe A knowledgeable lawyer will fight these tactics and negotiate with the insurance company on your behalf to ensure you receive an honest settlement
