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How to File a Car Accident Claim A car accident is a stressful event It is important to know the steps to follow should you wish to file a claim regardless of whether it was your fault One of the first things you must do is call the police to report the accident A police report can help your insurance company identify who is at fault 1 Contact the Police It is essential to notify the police right away after you are involved in a crash This will let you gather important information such as witness statements as well as insurance information that can be used in court Its often not immediately apparent who is responsible for an accident This can lead to a confusing situation however a police report can help clarify the situation in the end When the police arrive theyll listen to the testimony of witnesses and collect evidence to help determine who is at fault in the incident This can help in determining the amount of you are entitled to Police can also conduct roadside checks to determine if the driver is under the influence of alcohol or drugs If you suspect someone was driving under the influence at time of accident this could prove useful If there are any injuries it is recommended to not hesitate to report the incident to the police as soon as possible This will give the authorities time to evaluate the damage and take photographs of the scene You should also collect the name address phone number and drivers license number of each person involved in the collision This will assist authorities locate themif they decide to investigate this case further in the future Once youve gathered all the pertinent information you need to contact your insurance provider and make a claim for the damage that was caused by the accident This will ensure that you are protected for any damages and medical expenses that might be incurred Talk to eyewitnesses on the scene as soon as possible and collect their names and addresses to give to authorities This is especially important if you ever bring the case to court and need to present evidence in support of your claim Photograph the accident scene and any skid marks This will be crucial in to prove the cause of the accident and what kind of damage was caused to your vehicle 2 Gather Information It is worth taking the time to gather as much information as you can before you call your insurance company and police to report a crash This will aid you and your lawyer better understand the causes of the accident and also the kind of damages that need to be paid This could include a broad array of information that range from videos and photos of the scene of the accident to medical records and details of the vehicles involved It is also possible to gather information regarding the weather conditions and other pertinent factors that can aid you in proving your case It is recommended to keep these documents in a secure place that they dont get lost or stolen so that you can return to them later on Its also worth having the correct documents available to prove your case in court should the need arise You can also utilize this information to build a precise estimate of the damage to your car which can be extremely useful in assessing the amount of compensation youll receive in the court of law This is a great method to ensure that your insurance coverage covers the damage caused To learn more about a car accident and the steps to get your claim handled properly Call KWFDM today to set up an appointment with one of our car accident lawyers in Atlanta Well guide you through the process step by step so youre aware of what to expect and also enjoy the peace of mind that comes from having an experienced legal advocate to help you 3 Contact your insurance company If youre injured or your vehicle is damaged in a car accident The next thing to do is to contact your insurance company Based on your policy it is possible that you have to inform them of the accident within a certain amount of time While you wait for the insurance companys call make notes about the incident This will prove your sincerity in your accidentreporting process and can assist in obtaining compensation from the insurance company of the other driver company You may also need to collect the license number vehicle model and make along with the insurance information of the driver who was driving This will help you determine who was responsible for the incident and the best way to make your own claim When the police arrive it is recommended to give them your contact information also This could include your address name and phone number as well as the policy number drivers licence or ID card Request a copy of the police report of the driver who was driving Sometimes the account of events given by the driver who was driving may differ from yours This can result in being denied a claim Insurance companies can also deny claims if an individual fails to seek medical attention following an accident This can be very detrimental in the event that your insurer uses it against the other party to argue that your injury was not caused by the accident Always visit your doctor as quickly as you can after an accident Be prepared to give any medical records that you have This will help the insurance adjuster know what caused your injuries and what you are going through You should also review your insurance policy to make sure you have sufficient coverage for uninsured or underinsured drivers These are essential insurance policies to have because they can protect you if you are struck by a driver who doesnt have enough insurance or not have insurance at all Once youve contacted your insurance provider and made a goodfaith effort to file a car crash claim its the time to speak with an attorney about your options An experienced attorney will be able evaluate your case and ensure that you have all the required legal documents to support your claim 4 Contact an attorney A car crash can be a terrifying experience even when it isnt your fault You may sustain serious injuries that require medical attention expensive repairs and emotional distress New York law offers a option to claim compensation for these and other damages Indemnizing yourself for the car accident you were involved in can help you put your life back together Before mouse click the up coming document contact an attorney here are a few points to remember The First Step Take Care of Your Health and Property The first thing you should do is to repair your car and yourself if youve been involved in an accident To accomplish this youll be required to contact your insurance company They will need to know all details about your accident Make sure to give them your police reports and a detailed description Once they have your information an insurance adjuster will get in touch with you The adjuster will assess your vehicle to determine the cost of repairs This may involve the request to have your car inspected by an auto body shop that is certified The insurance adjuster will also need to know if have coverage for uninsured motorists This is crucial since it helps fill in the gaps between your primary policy and the other drivers coverage Youll need to inform your insurance company about the incident promptly so that you can be protected from increasing premiums or other issues concerning your coverage If you are waiting too long your claim could be rejected Be Patient Throughout This Process The adjuster will examine the damage to your vehicle and calculate how youre entitled to from your insurance company They will require your doctors bills and records as well your records of past injuries or medical treatments Your insurance adjuster could offer you an offer of a small settlement These settlements are usually offered in a desperate effort to cut down on their liabilities and save money An experienced lawyer can help you get the compensation you are entitled They will also advocate for the fair treatment you deserve from those accountable for your injuries and damages