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What to Do If You Are Involved in an Auto Accident If youre involved in a car accident it is essential to record your details of the crash and see a physician right away Adrenaline is a powerful medication that can numb pain however a doctor is able to evaluate your injuries and give an expert opinion that can be important if you want to take legal action against the responsible party It is a contractual requirement that you make a claim to your insurance provider to receive coverage Human factors The importance of human factors in traffic accidents cannot be overstated Many accidents happen when a human driver fails or is not able to meet the demands of a specific situation The study of human factors in traffic accidents can help to determine how human drivers commit mistakes that result in accidents Human factors experts draw on scientific knowledge of human psychology and other psychological theories to study how people interact with their surroundings To investigate road accidents they make use of simulators and naturalistic observations The process of repairing an accident can also be affected by human factors It can be difficult to determine the volume of a dumptrucks backup alarm due to other vehicles in the vicinity A brick wall can reflect sound and obscure the sound of the dump truck Inadequate training can also lead to human errors Human factors are essential for reconstruction of an accident They include factors related to the drivers perception reaction time visibility and impairment Experts trained in Human Factors analyze accidents to identify the role played by these factors in causing an accident Human factors can impact a drivers perception decisions and actions Human factors are at the heart of almost every traffic accident Experts at LISKE employ scientific methods to study each case and determine which human factors were responsible for the accident Common human factors that contribute to car accidents include fatigue distraction impairment response time and road design To avoid an accident from occurring its important to understand how human factors influence the severity of an accident The study of human behavior and performance in automobiles has been conducted for several years This study shows that more than 90 percent of car crashes are the result of human errors Human factors can also be an important component in other types of accidents including those caused by medical negligence or workplace injury This research is essential for any case where the human factor is an element of the cause Insurance coverages There are many kinds of insurance coverage available for automobile accidents Liability insurance also called bodily injury liability protects injuries and property damage caused by an accident Other types of insurance such as uninsured driver and underinsured motorist coverage will cover medical bills as well as repairs to the vehicle of a driver The two types of coverage are required in all states whereas the third type is optional Based on the type of insurance you have The minimum limits for your car are 50000 per individual or 75000 per accident Youll also receive medical coverage for your passengers and yourself in the event of bodily injuries Both of these coverages will pay for your expenses regardless the person who caused the accident Choosing between these two types of coverages is a crucial decision to make when deciding if youre going to submit an insurance claim A higher limit on the policy is beneficial to the policyholder and the accident victim as they guarantee that victims receive the compensation they deserve Bodily injury liability coverage can make it easier for victims of accidents to receive compensation as quickly as possible even in the event that the driver was not insured Bodily Injury Liability Insurance covers medical expenses you incur in the event that another driver hits you Besides medical bills it can also cover funeral expenses For anyone who has been involved in an accident bodily injury liability insurance is a vital piece of car insurance It pays for medical expenses or lost wages as well as other expenses incurred as a result of an accident It also covers property damage If you want the most comprehensive coverage you can purchase Supplementary UninsuredUnderinsured Motorists Coverage SUUIM This can substantially increase the amount of compensation you receive in the event of an accident This increases your coverage to 250000 per individual and 500000 per accident Youll be required to pay more based on the policy you have Collision insurance is a crucial element of auto accident insurance It covers the damage caused by another driver To determine the exact amount of the cost of your insurance multiply the amount of collision insurance by the number and the damage caused by another driver Statute of limitations You are entitled to sue the person or driver responsible for your injuries if injured in an accident involving a vehicle However you must file your lawsuit within a specific timeframe which is called the statute of limitations Your lawsuit is dismissed if you fail to meet the deadline There are many types of auto accident lawsuits The type you choose will depend on the severity of your injuries In New York for instance the statute of limitations will differ based on the type of accident and the outcome of the crash A lawyer can help you determine whether you should pursue a lawsuit Although automobile attorney could have a short time to file a lawsuit against a business or public entity a person who is injured in an auto crash should seek out an attorney as soon as possible While the statute of limitation is very short the person who has been injured might have missed a crucial opportunity to recover compensation A competent attorney from Harrison Law Group will carefully examine your case and bring a lawsuit on behalf of you In the event of a fatal auto crash the statute of limitations is one year This gives the family members of the deceased victim one year to bring an action If any family member of a deceased victim does not submit the lawsuit by the deadline the court will dismiss the case If a minor is injured in an accident the statute of limitations is tolled by the age of the victim If they are under 18 years old They have two years to file their lawsuit If the minor was the one who caused the accident the statute of limitations could be longer Therefore if a minor it is important to get an experienced lawyer for car accidents immediately You must make a personal injury claim within three years after being injured in an auto accident It may be difficult to prove your case or obtain the compensation you deserve if do not act quickly Keep all evidence and information about the accident in order to file a claim within required time Claims process You might be thinking about how to begin the claims process if you were injured in an auto accident First you need to know the statute of limitations The majority of states allow for two or three years to start a personal injury lawsuit after an accident Certain states may extend this deadline You should also be aware that filing a claim after an accident may be challenging as you will need to wait for the proper evidence and witnesses It is essential to exchange information about your insurance with witnesses and other drivers following an auto accident It is also necessary to exchange contact information and license plate numbers After that you will need an arrest report which is required in some states Taking photos of the wreckage is important for your insurance claims You must accurately state the facts when you file a claim You should not make assumptions about the accident or assume responsibility for the accidents scene Speculation can hurt your claim and impact the outcome of your case It is also important to not provide the other party too extensive details during this process as this could negatively impact your case If you do not receive an answer that is favorable to your claim you can always seek advice from an attorney You could be sued by the other driver when you cause an accident In the event of an accident you could also receive a ticket Your registration and license may be suspended This could make it difficult to obtain car insurance at a reasonable cost Keep a diary of your thoughts regarding the accident in order to remember everything later Even if youre not at fault its still important to speak with the insurance company of the other driver The viewpoint of a witness could be extremely helpful in constructing your claim It could aid in identifying the driver who is at fault Your insurance company can help you make the right choice and assess your claim by making notes about the accident Photographing the damage caused by the accident is essential Be sure you capture the scene from several angles and take notes on the speed and road conditions that caused the crash These photos can help determine who is at fault If possible get the name and phone number of the other driver