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How Much Is Your Auto Accident Compensation Worth Damages from car accidents are intended to compensate victims for their losses Some of these include costs of property damage as well as medical bills while others arent such as suffering and pain In New York you have up 3 years to initiate legal action following a crash however being patient can damage your case In time evidence may be lost or destroyed witnesses may forget crucial details Damages In the event of a car crash victims can receive compensation for their economic losses such as medical bills or lost wages In addition they could be compensated for noneconomic damages such as pain and discomfort But how much your claim is worth will depend on the severity of your injuries as well as the impact they have on your life A skilled attorney in auto accidents can help you determine the value of your injuries as well as property damage and negotiate with the insurance provider for a fair settlement But keep in mind that insurance companies exist to make a profit They will do everything they can to pay your claim as inexpensively as possible You need a lawyer who knows how to fight for the maximum amount of money that you are entitled to You may also be eligible to claim compensation if you own personal items that were damaged during the accident These include your clothing shoes and jewelry You may also be eligible for compensation for costs related to housekeeping gardening or childcare if you are not able to do these things yourself due to your injuries The deductible also forms part of the equation when determining how your claim is worth You must pay your deductible first before the insurance company can begin paying for damages You may then make a claim against the driver who was at fault to recover the remaining amount of your damages Medical bills Medical expenses arising of a car crash could quickly rise The average price for an ambulance ride hospital stay and inpatient care can be the tens of thousands of dollars or more In addition the cost for physical therapy prescription drugs and other treatment options can continue to rise as the victim gets better If a driver is found to be at the fault of a lawsuit they are accountable for the victims damages including medical expenses However the law doesnt typically require the atfault party to pay the medical bills of their victim on an ongoing basis If you are not in a state with nofault laws the first step for medical bills compensation is to submit an application to your insurance company for auto coverage for PIP personal injury protection coverage The insurance coverage can be able to cover all or a large portion of your medical bills according to the limits of your policy You must also file an claim against the liability coverage of the driver at fault as well as your own uninsured driver policy Insurance policies may pay your medical expenses however they usually come with deductibles as well as other conditions that you must adhere to An experienced lawyer can help you to navigate the process of getting your medical bills paid This will let you avoid spending your own income on medical bills and concentrate on your recovery Loss of wages Accidents in the car can keep you out of work You may be unable to pay your bills and lose income due to You might need to borrow money from relatives or friends Settlements can take a long time In that time will have to keep paying the bills out of your pocket and then wait for the settlement You can get back your lost wages if been injured in a car accident This could include salary and hourly wages but it could also include other financial benefits like bonus and raises Your lawyer can help you determine your loss of earnings You can make a claim for lost wages with a nofault insurance company or even a lawsuit against the party at fault The claim typically includes the cost of your medical bills proof of missed work due your injuries and evidence of your loss of earnings capacity It is sometimes known as the demand package Youll need an official letter from your employer providing proof of your employment which includes the days that you were away due to your injuries and the hours you normally work Youll need to provide your paystubs and tax documents and other relevant documents Your attorney can assist you gather these documents and then prepare an appealing demand package to present to the insurance company or a judge in your case Suffering and pain Certain costs associated with an accident can be calculated down to the penny like medical bills emergency services surgery medications loss of wages etc However others arent These unquantifiable losses are referred to as pain and suffering and are an essential element of a persons compensation claim The term pain and suffering refers to both the emotional and physical effects of an accident A victims injuries may have a lasting impact on their lives resulting in permanent disability or even death For example an injured victim who suffers from a crippling brain injury is unlikely to get back to normal functioning These kinds of injuries usually warrant a large settlement In most cases the amount and suffering an injured victim suffers is determined by the severity of the injury and the impact it had on their life An experienced attorney will research the specifics of your case and decide the most appropriate amount to settle They will use previous settlement amounts for similar injuries to help you get an idea of what your case might be worth in terms of suffering and pain auto accident lawyer missoula try to undermine the claims of victims of suffering and pain by claiming their injuries are not sufficient A skilled lawyer will rebuff these tactics and negotiate with the insurance company on your behalf to ensure that you receive an equitable settlement