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How to Document a Motor Vehicle Claim The procedure of submitting an insurance claim after an accident is called a motor vehicle claim This report allows them to verify your coverage and to determine the amount they will pay for damages Youll need to submit your claim as soon as you can following the accident Make sure you have copies of the police report as well as your insurance card or declarations page What do you do after an accident Photographs and videos should be taken from different angles immediately after an accident to record the accident The scene may change quickly witnesses could leave and evidence might disappear Then collect all the drivers names and addresses as well as phone numbers and insurance details and insurance policy numbers If possible Note the year model make and year of each vehicle as well as any other important information like the damage or license plate number Asking every driver if they were wearing seatbelts if passengers were riding along on the road and identifying their gender and age is also helpful In a lot of cases injuries caused by motor vehicle accidents do not appear until several days following the accident This is why its essential to seek medical treatment immediately even if you dont think youve suffered any injuries If youre able move vehicles out of traffic to avoid further injury or damage Set up flares and reflective emergency triangles to stop other drivers from hitting you Report the accident to the authorities if you are able to It is essential to report the accident even if you think it was minor because the other driver may later admit that the incident occurred and their insurance company may refuse to pay your claim Getting Started An insurance claim is the procedure of letting your insurance company know about a loss and soliciting them to pay for it This could include paying for the damages to a vehicle or medical expenses in the event of an accident Be sure to collect all the relevant information prior to making your claim This includes the contact information of each person involved receipts for any damaged personal property and any medical bills You should also have the accident report along with photos of any damage Your insurer will assign a claim adjuster who will be the person responsible for your claim They will examine the information you submitted as soon as they have learned of the accident and conduct their own investigation This will allow them to determine what caused the accident and who was at fault Once they have a full knowledge of what transpired the adjuster will assess the damage to your vehicle You can either be present for the inspection or can provide them with the repair estimates from local contractors or auto shops If your insurance company thinks that your cars damage is too expensive to repair it will mail you a check that is equal to the value of the vehicle You can use the funds to purchase a new car or to pay off your lease or loan In the event of a claim it could increase your insurance premiums increase which is why it is vital to do everything you can to ensure the accident was not your responsible Documenting the incident The documentation of an accident is crucial in the event that youre involved Insurance companies will search for documentation to support claims made by you or others In reality the evidence that is collected and documented could make or break most cases Whether its pictures of the scene of the accident witness statements or medical records that prove consistent treatment its vital to have all of this details Write down the license number as well as the vehicle information of the driver who was driving at the time of the accident Also record the names and contact numbers of witnesses If you can take photos or create an image of the crash scene This will help you know what transpired on the scene as well as what caused the accident Documentation should also include information regarding the incident This includes the location direction of travel and any pertinent landmarks Include an explanation of the injuries that were suffered Its also important to note the extent of damage and how it occurred It is crucial to record the accident because memories can change over time and the stories can change Its a great way to tell the truth Even if youre not at fault documenting the facts will aid in determining how much responsibility should be attributed to your account Assistance Contact your insurance company as soon as you can after the police report has been filed Most insurance companies let you submit a claim via an app on your tablet or phone You should also ask your insurance provider to send you a check for the value of your car This can help you in the event that your vehicle is totaled and you plan to purchase a new vehicle You can pay off your loan andor reduce your monthly payment if you still owe money on your vehicle Your representative will ask you a series of questions and will send you a document to fill out It is important to provide the information accurately and remain honest throughout the process This could make your case less strong in the event that you are found to have not provided accurate information If you are hurt by the accident schedule an appointment with your doctor right away to make sure that the bones are set correctly and that any other injuries are recorded to aid in the claim process If motor vehicle accident lawsuit portland visit your doctor as soon as you can you can ensure that your medical expenses are covered by accidentrelated nofault benefits You will need to file a suit if your insurance company declines your nofault claim or if you plan to seek compensation for pain and suffering or other damages If you choose to file a lawsuit it is advisable to have an experienced lawyer by your side
