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Car Accidents Lawyers Near Me Car accidents are one of the main causes of injury and death in the United States They can be devastating to the victims and their families both physically and emotionally If the negligence of someone else causes a car accident the victim might be able to file a lawsuit and receive compensation This is a complex process that requires an attorney to investigate the accident scene collect evidence and bargain with insurance companies Insurance Coverage It is crucial to know your rights to compensation in the event that you have been injured or suffered property damage from an accident One of the most important sources of financial recovery is insurance Your insurance policy may provide for medical costs repairs or replacements of damaged vehicles as well as lost income during recovery Your insurance company will pay the limits of your policy If your injuries are serious or require a significant amount of ongoing medical treatment the cost of such expenses can easily exceed coverage limits In these cases it is possible to pursue a lawsuit for the possibility of recovering larger amounts of money for your losses The best way to ensure that you get the financial compensation you deserve after an accident is to employ an experienced New York City car accident attorney Our team at The Law Offices of Benjamin Disraeli fights to protect your rights and maximize your compensation no matter the type of insurance coverage you have You may also sue to seek damages for suffering and pain that is not covered by insurance corona of injuries can be very real and you should be compensated for your pain loss emotional trauma Most people dont know however insurance companies are bound by an obligation to defend under a contract called a duty to defend This is a clause in your liability policy which means the insurer will provide an attorney in the event that you are sued for damages from an automobile accident This is advantageous because it means that you wont need to pay for your own legal defense This is especially beneficial in the case of hitand run accidents where the other driver may not have insurance In these situations your Personal Injury Protection or Uninsured Motorists UM insurance will cover your medical costs and other losses while the policy of the motorist at fault is paid It is your responsibility to contact your insurance company within a specified amount of time following an accident The time frame could be as short as five or ten days depending on the policy you have If you do not do so the insurer could cancel your insurance and deny you with a lawyer or coverage in the event of a lawsuit Statute of limitations The statute of limitations is a law that defines how long following certain events you can file legal action against a person or a business It can impact the length of time you must make a personal injury claim or wrongful death lawsuit and the amount of damages you will receive Typically the statute of limitations is three years from the date of the accident in New York but there are exceptions to this rule In cases involving wrongful deaths the statute of limitations may be extended It is important to get in touch with a car wreck lawyer near me immediately to ensure that all deadlines are met If you miss the statute of limitation your claim is likely to be rejected and timebarred Your odds of winning are nearly zero unless you have an exception The court will likely not consider your case if you do not make a personal injury claim within three years of the date of the accident This is the case for any lawsuit that is related to an automobile accident regardless of whether youre seeking compensation for your personal injuries or the injuries of a loved one or for the repair or replacement of your vehicle or property damaged in the crash Another significant exception to the statute of limitations is if youre not a minor at the time of your accident The time limit is suspended until the victim reaches 18 years old This is because of the tolling law that is a concept in the law which states that courts treat minors as adults at the time they sustained their injury If youre trying to claim personal injury against an insurance company this could be a major problem The adjuster for insurance is likely to find it difficult to negotiate on your behalf since they know that you are not able to pursue a lawsuit after the statute of limitations has expired This could lead to wasting time money and resources on a case that may not be necessary in the first place Comparative Fault In the event of a car accident it is crucial to determine who was at fault In the case of your state an attorney for car accidents can assist you in determining the person who was at fault and who you should sue to recover compensation The majority of states use a comparative negligence system which means that each participant in the crash can be awarded damages based upon how much they contributed to the crash This can be good for drivers as it allows them to receive compensation for any injuries or losses There are some problems with the system This is the reason why you should hire an experienced car accident lawyer to represent you to obtain monetary compensation for damages They can make sure that you stand the best chance of collecting an appropriate settlement from the driver at fault Youll be responsible for paying medical bills as well as other expenses if the driver at fault does not have insurance This can be a huge expense especially if you suffer serious injuries There are certain states that operate a system of comparative fault which is completely independent This allows all parties to the collision to claim damages even if they were 100 at the fault Thirteen states which include California Florida and other states have this kind of system But the downside is that youll only be in a position to recover a tiny amount of damages Thats because this type of system relies on the courts to determine the proportion of blame attributable to each of the parties involved in the crash This means that if you are found to be 80 responsible for the accident you may only recover 40 percent of your damages This can be a serious problem if you suffered serious injuries or lost a significant amount of time at work because of the crash There are also other systems of comparative negligence that permit drivers to claim damages even when their fault is just one small percentage There are three kinds of comparative negligence contributory negligence pure comparative blame and modified comparative liability Hire an attorney If youre injured in a car crash there are a number of reasons to employ an attorney A lawyer can help you file a claim with your insurance company deal with the other drivers insurance company on your behalf or even pursue an injury lawsuit against the other party Based on the severity of your injuries you might require compensation for injuries and suffering medical expenses lost wages or other damages A competent lawyer will know how much to ask for so that you dont pay for less than youre due An attorney for car accidents can assist you in negotiating with insurance companies to ensure that you receive a fair amount of compensation Your attorney can take your case to the court if the insurance company denies you or offers a settlement that is not enough to cover your losses An experienced lawyer can assist you in determining which laws are applicable to your case and how local courts interpret the laws This knowledge will help you save time in the form of paperwork and research while allowing you to concentrate on your recovery They can also help you calculate damages like medical costs or lost income as well as diminished earning capacity This will help you obtain the money you need to pay for damages and recuperate from injuries If your injuries are serious they may require an amount of compensation in order to pay for surgeries doctors appointments or physical therapy as well as prescription medications These damages can help you cope with the longterm consequences of your injuries which include chronic pain and mental suffering A lawyer will try to demonstrate that the other driver is responsible for your injuries and financial loss This can be a challenge because there are numerous factors that go into determining the degree of fault You should speak with a lawyer within the shortest time possible following the crash This will enable them to examine your case gather evidence and deal with the insurance company of the other party on your behalf The top car accident lawyers near me will have a proven history of fighting for rights of victims They will know how to obtain huge settlements and verdicts in face of insurance companies attempts to decrease the value of your claim